Nepal SBI Bank (SBI) share price is Rs. 433.50, down 1.03% on 2026-11-02. Open Rs. 438.20. High Rs. 438.20. Low Rs. 425.50. Volume 48,504.
Nepal SBI Bank Limited is a NEPSE-listed company (SBI), Commercial Banks sector. Revenue: Rs. 719.06 Crore. Net profit: Rs. 204.88 Crore. Net worth: Rs. 2,072.12 Crore.
Nepal SBI Bank Limited (NSBL) is a joint venture commercial bank established in 1993, with State Bank of India as its principal promoter holding a significant equity stake. NSBL offers a wide range of banking and financial services to retail, corporate, and SME clients across Nepal through its growing branch network. As one of Nepal's oldest joint-venture banks, NSBL is known for its strong parentage, sound asset quality, and consistent profitability. The bank is listed on the Nepal Stock Exchange (NEPSE) and has both Group and Bank financial statements due to its subsidiary structure.
Nepal SBI Bank Limited (SBI) has 11,33,51,244 shares outstanding. It listed on NEPSE in 1993. Its most recent declared dividend was 5.00% on face value.
| Market Cap | Rs. 4,913.78 Crore |
|---|---|
| P/E Ratio | 26.70 |
| P/E Ratio (TTM) | 23.98 |
| EPS | Rs. 16.24 |
| EPS (TTM) | Rs. 18.07 |
| Book Value | Rs. 182.81 |
| Dividend Yield | 1.15% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 450.00 |
| 52 Week Low | Rs. 363.46 |
| Listed Since | 1993 |
What Nepal SBI Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In the fourth quarter of 2082/83 (Q4 2082/83) Nepal SBI Bank Limited reported profit of Rs. 57.85 crore and total operating income of Rs. 185.79 crore. Profit in Q3 2082/83 was Rs. 43.52 crore. Profit grew 32.95% on the previous quarter. Total operating income grew 5.23% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 60.86 crore. Profit fell 4.93% on the same quarter last year. Total operating income fell 14.24% on the same quarter last year.
For the financial year 2082/83 Nepal SBI Bank Limited reported net profit of Rs. 204.88 crore, total operating income of Rs. 719.06 crore and net worth of Rs. 2,072.12 crore. Net profit in 2081/82 was Rs. 184.04 crore. Net profit grew 11.32% on the year. Total operating income grew 4.61% on the year.
In the financial year 2082/83, Nepal SBI Bank Limited reported net interest income of Rs. 534.46 crore, net fee and commission income of Rs. 132.96 crore, net trading income of Rs. 32.18 crore, other operating income of Rs. 19.45 crore, total operating income of Rs. 719.06 crore, impairment charge/(reversal) of Rs. 94.01 crore, net operating income of Rs. 625.05 crore, operating expenses of Rs. 332.84 crore, operating profit of Rs. 292.21 crore, non-operating income/(expense) of Rs. 2.47 crore, profit before income tax of Rs. 289.74 crore, income tax expense of Rs. 84.86 crore and profit for the year of Rs. 204.88 crore.
Reported under net interest income: interest income of Rs. 1,449.06 crore and interest expense of Rs. 914.59 crore. Reported under net fee and commission income: fee and commission income of Rs. 151.51 crore and fee and commission expense of Rs. 18.55 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 220.3 crore, other operating expenses of Rs. 80.22 crore and depreciation & amortisation of Rs. 32.32 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.86 crore and non-operating expense of Rs. 4.33 crore. Reported under income tax expense: current tax of Rs. 89.06 crore and deferred tax of Rs. 4.2 crore.
In the financial year 2081/82, Nepal SBI Bank Limited reported net interest income of Rs. 528.23 crore, net fee and commission income of Rs. 125.14 crore, net trading income of Rs. 27.8 crore, other operating income of Rs. 6.19 crore, total operating income of Rs. 687.37 crore, impairment charge/(reversal) of Rs. 103.05 crore, net operating income of Rs. 584.32 crore, operating expenses of Rs. 305.54 crore, operating profit of Rs. 278.78 crore, non-operating income/(expense) of Rs. 2.38 crore, profit before income tax of Rs. 276.4 crore, income tax expense of Rs. 92.36 crore and profit for the year of Rs. 184.04 crore.
Reported under net interest income: interest income of Rs. 1,547.32 crore and interest expense of Rs. 1,019.09 crore. Reported under net fee and commission income: fee and commission income of Rs. 140.69 crore and fee and commission expense of Rs. 15.55 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 200.41 crore, other operating expenses of Rs. 76.58 crore and depreciation & amortisation of Rs. 28.55 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.18 crore and non-operating expense of Rs. 6.55 crore. Reported under income tax expense: current tax of Rs. 94.4 crore and deferred tax of Rs. 2.04 crore.
In the financial year 2080/81, Nepal SBI Bank Limited reported net interest income of Rs. 509.59 crore, net fee and commission income of Rs. 115.99 crore, net trading income of Rs. 16.56 crore, other operating income of Rs. 4.29 crore, total operating income of Rs. 646.43 crore, impairment charge/(reversal) of Rs. 64.83 crore, net operating income of Rs. 581.6 crore, operating expenses of Rs. 294.94 crore, operating profit of Rs. 286.66 crore, non-operating income/(expense) of Rs. 2.34 crore, profit before income tax of Rs. 289 crore, income tax expense of Rs. 87.14 crore and profit for the year of Rs. 201.86 crore.
Reported under net interest income: interest income of Rs. 1,789.76 crore and interest expense of Rs. 1,280.17 crore. Reported under net fee and commission income: fee and commission income of Rs. 130 crore and fee and commission expense of Rs. 14.02 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 198.67 crore, other operating expenses of Rs. 69.64 crore and depreciation & amortisation of Rs. 26.63 crore. Reported under non-operating income/(expense): non-operating income of Rs. 2.34 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 88.91 crore and deferred tax of Rs. 1.77 crore.
In the financial year 2081/82, Nepal SBI Bank Limited reported total assets of Rs. 23,282.83 crore, total liabilities of Rs. 21,210.71 crore and total equity of Rs. 2,072.12 crore.
Reported under total assets: cash and cash equivalents of Rs. 2,968.76 crore, due from nepal rastra bank of Rs. 866.61 crore, placement with banks and fis of Rs. 1,736.46 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 18.82 crore, loans and advances to banks and fis of Rs. 661.24 crore, loans and advances to customers of Rs. 13,496.38 crore, investment securities of Rs. 3,003.82 crore, current tax assets of Rs. 29.58 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 93.13 crore, property and equipment of Rs. 128.6 crore, goodwill and intangible assets of Rs. 3.75 crore, deferred tax assets of Rs. 45.8 crore and other assets of Rs. 229.88 crore. Reported under total liabilities: due to banks and fis of Rs. 240.87 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 2.09 crore, deposits from customers of Rs. 19,944.75 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 438.48 crore and debt securities issued of Rs. 584.53 crore. Reported under total equity: share capital of Rs. 1,089.92 crore, retained earnings of Rs. 133.37 crore and reserves of Rs. 848.83 crore.
In the financial year 2080/81, Nepal SBI Bank Limited reported total assets of Rs. 20,874.9 crore, total liabilities of Rs. 18,916.51 crore and total equity of Rs. 1,958.39 crore.
Reported under total assets: cash and cash equivalents of Rs. 1,121.73 crore, due from nepal rastra bank of Rs. 967.28 crore, placement with banks and fis of Rs. 276.68 crore, derivative financial instruments of Rs. 0.16 crore, other trading assets of Rs. 19.41 crore, loans and advances to banks and fis of Rs. 626.59 crore, loans and advances to customers of Rs. 12,597.91 crore, investment securities of Rs. 4,783.31 crore, current tax assets of Rs. 51.18 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 32.42 crore, property and equipment of Rs. 130.01 crore, goodwill and intangible assets of Rs. 0.93 crore, deferred tax assets of Rs. 44.44 crore and other assets of Rs. 222.83 crore. Reported under total liabilities: due to banks and fis of Rs. 373.01 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 17,532.02 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 427.12 crore and debt securities issued of Rs. 584.36 crore. Reported under total equity: share capital of Rs. 1,050.02 crore, retained earnings of Rs. 121.18 crore and reserves of Rs. 787.19 crore.
In the financial year 2079/80, Nepal SBI Bank Limited reported total assets of Rs. 18,580.74 crore, total liabilities of Rs. 16,743.23 crore and total equity of Rs. 1,837.52 crore.
Reported under total assets: cash and cash equivalents of Rs. 1,223.59 crore, due from nepal rastra bank of Rs. 838.54 crore, placement with banks and fis of Rs. 504.42 crore, derivative financial instruments of Rs. 0.35 crore, other trading assets of Rs. 10.71 crore, loans and advances to banks and fis of Rs. 562.16 crore, loans and advances to customers of Rs. 11,630.23 crore, investment securities of Rs. 3,387.87 crore, current tax assets of Rs. 54.15 crore, investment in subsidiaries of Rs. 0 crore, investment property of Rs. 0 crore, property and equipment of Rs. 130.44 crore, goodwill and intangible assets of Rs. 0.87 crore, deferred tax assets of Rs. 38.24 crore and other assets of Rs. 199.16 crore. Reported under total liabilities: due to banks and fis of Rs. 400.97 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 15,056.3 crore, borrowings of Rs. 401.79 crore, other liabilities of Rs. 421.46 crore and debt securities issued of Rs. 462.7 crore. Reported under total equity: share capital of Rs. 1,012.06 crore, retained earnings of Rs. 116.33 crore and reserves of Rs. 709.12 crore.
In the financial year 2081/82, Nepal SBI Bank Limited reported net cash flow from operating activities (a) of Rs. 213.26 crore, net cash flow from investing activities (b) of Rs. 1,763.93 crore, net cash flow from financing activities (c) of Rs. 130.16 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,847.03 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,121.73 crore and cash and cash equivalents at ashadh end of Rs. 2,968.76 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,542.81 crore, fees and other income received of Rs. 171.41 crore, dividend received of Rs. 0.79 crore, receipts from other operating activities of Rs. 5.99 crore, interest paid of Rs. 961.2 crore, commission and fees paid of Rs. 15.55 crore, cash payment to employees of Rs. 195.9 crore, other expense paid of Rs. 177.54 crore, operating cash flows before changes in operating assets and liabilities of Rs. 370.81 crore, due from nepal rastra bank of Rs. 100.67 crore, placement with banks and financial institutions of Rs. 1,459.77 crore, other trading assets of Rs. 1.09 crore, loan and advances to banks and financial institutions of Rs. 33.72 crore, loan and advances to customers of Rs. 1,002.45 crore, other assets of Rs. 59.1 crore, due to banks and financial institutions of Rs. 132.15 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,412.73 crore, borrowings of Rs. 0 crore and other liabilities of Rs. 15.15 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,780.57 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 15.2 crore, receipt from sale of property and equipment of Rs. 2.05 crore and purchase of intangible assets of Rs. 3.49 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.17 crore, repayment of debt securities of Rs. 0 crore, dividends paid of Rs. 72.43 crore, interest paid of Rs. 57.89 crore and other receipt/payment of Rs. 0 crore.
In the financial year 2080/81, Nepal SBI Bank Limited reported net cash flow from operating activities (a) of Rs. 1,325.63 crore, net cash flow from investing activities (b) of Rs. 1,420.01 crore, net cash flow from financing activities (c) of Rs. 7.48 crore, net increase/(decrease) in cash and cash equivalents of Rs. 101.86 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,223.59 crore and cash and cash equivalents at ashadh end of Rs. 1,121.73 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,779.22 crore, fees and other income received of Rs. 147.9 crore, dividend received of Rs. 0.79 crore, receipts from other operating activities of Rs. 4.09 crore, interest paid of Rs. 1,222.58 crore, commission and fees paid of Rs. 14.02 crore, cash payment to employees of Rs. 188.13 crore, other expense paid of Rs. 158.55 crore, operating cash flows before changes in operating assets and liabilities of Rs. 348.72 crore, due from nepal rastra bank of Rs. 128.73 crore, placement with banks and financial institutions of Rs. 227.74 crore, other trading assets of Rs. 8.49 crore, loan and advances to banks and financial institutions of Rs. 64.59 crore, loan and advances to customers of Rs. 1,032.35 crore, other assets of Rs. 66.08 crore, due to banks and financial institutions of Rs. 27.96 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,475.71 crore, borrowings of Rs. 401.79 crore and other liabilities of Rs. 3.46 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,407.09 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 21.79 crore, receipt from sale of property and equipment of Rs. 9.24 crore and purchase of intangible assets of Rs. 0.37 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 141.66 crore, repayment of debt securities of Rs. 20 crore, dividends paid of Rs. 69.72 crore, interest paid of Rs. 57.59 crore and other receipt/payment of Rs. 1.83 crore.
In the financial year 2079/80, Nepal SBI Bank Limited reported net cash flow from operating activities (a) of Rs. 1,191.93 crore, net cash flow from investing activities (b) of Rs. 1,066.4 crore, net cash flow from financing activities (c) of Rs. 82 crore, net increase/(decrease) in cash and cash equivalents of Rs. 207.53 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,016.06 crore and cash and cash equivalents at ashadh end of Rs. 1,223.59 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,764.7 crore, fees and other income received of Rs. 165.3 crore, dividend received of Rs. 0.77 crore, receipts from other operating activities of Rs. 4.41 crore, interest paid of Rs. 1,157.16 crore, commission and fees paid of Rs. 9.93 crore, cash payment to employees of Rs. 179.38 crore, other expense paid of Rs. 160.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 428.22 crore, due from nepal rastra bank of Rs. 386.55 crore, placement with banks and financial institutions of Rs. 504.42 crore, other trading assets of Rs. 2.6 crore, loan and advances to banks and financial institutions of Rs. 44.16 crore, loan and advances to customers of Rs. 1,241.64 crore, other assets of Rs. 7.15 crore, due to banks and financial institutions of Rs. 45.77 crore, due to nepal rastra bank of Rs. 130.35 crore, deposit from customers of Rs. 3,111.11 crore, borrowings of Rs. 16.41 crore and other liabilities of Rs. 1.18 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,026.44 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 40.61 crore, receipt from sale of property and equipment of Rs. 1.03 crore and purchase of intangible assets of Rs. 0.37 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 239.91 crore, repayment of debt securities of Rs. 40 crore, dividends paid of Rs. 70.33 crore, interest paid of Rs. 47.58 crore and other receipt/payment of Rs. 0 crore.
In the quarter Q4 2082/83, Nepal SBI Bank Limited reported net interest income of Rs. 146.82 crore, net fee and commission income of Rs. 27.86 crore, net trading income of Rs. 5.45 crore, other operating income of Rs. 5.67 crore, total operating income of Rs. 185.79 crore, impairment charge/(reversal) of Rs. 1.65 crore, net operating income of Rs. 184.15 crore, operating expenses of Rs. 101.68 crore, operating profit of Rs. 82.47 crore, non-operating income/(expense) of Rs. 2.76 crore, profit before income tax of Rs. 79.7 crore, income tax expense of Rs. 21.85 crore and profit for the year of Rs. 57.85 crore.
Reported under net interest income: interest income of Rs. 367.32 crore and interest expense of Rs. 220.5 crore. Reported under net fee and commission income: fee and commission income of Rs. 35.58 crore and fee and commission expense of Rs. 7.72 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 66.37 crore, other operating expenses of Rs. 24.68 crore and depreciation & amortisation of Rs. 10.63 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.56 crore and non-operating expense of Rs. 4.32 crore. Reported under income tax expense: current tax of Rs. 26.05 crore and deferred tax of Rs. 4.2 crore.
In the quarter Q3 2082/83, Nepal SBI Bank Limited reported net interest income of Rs. 131.09 crore, net fee and commission income of Rs. 31.82 crore, net trading income of Rs. 12.77 crore, other operating income of Rs. 0.88 crore, total operating income of Rs. 176.56 crore, impairment charge/(reversal) of Rs. 35.75 crore, net operating income of Rs. 140.81 crore, operating expenses of Rs. 78.85 crore, operating profit of Rs. 61.96 crore, non-operating income/(expense) of Rs. 0.1 crore, profit before income tax of Rs. 62.06 crore, income tax expense of Rs. 18.54 crore and profit for the year of Rs. 43.52 crore.
Reported under net interest income: interest income of Rs. 354.38 crore and interest expense of Rs. 223.28 crore. Reported under net fee and commission income: fee and commission income of Rs. 35.07 crore and fee and commission expense of Rs. 3.25 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 52.25 crore, other operating expenses of Rs. 19.53 crore and depreciation & amortisation of Rs. 7.06 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.11 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 18.54 crore and deferred tax of Rs. 0 crore.
In the quarter Q2 2082/83, Nepal SBI Bank Limited reported net interest income of Rs. 124.4 crore, net fee and commission income of Rs. 38.87 crore, net trading income of Rs. 8.85 crore, other operating income of Rs. 7.56 crore, total operating income of Rs. 179.67 crore, impairment charge/(reversal) of Rs. 27.86 crore, net operating income of Rs. 151.81 crore, operating expenses of Rs. 75.58 crore, operating profit of Rs. 76.23 crore, non-operating income/(expense) of Rs. 0.12 crore, profit before income tax of Rs. 76.35 crore, income tax expense of Rs. 22.7 crore and profit for the year of Rs. 53.65 crore.
Reported under net interest income: interest income of Rs. 352.77 crore and interest expense of Rs. 228.37 crore. Reported under net fee and commission income: fee and commission income of Rs. 43.27 crore and fee and commission expense of Rs. 4.41 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 50.42 crore, other operating expenses of Rs. 18.51 crore and depreciation & amortisation of Rs. 6.66 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.12 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 22.7 crore and deferred tax of Rs. 0 crore.
In the quarter Q1 2082/83, Nepal SBI Bank Limited reported net interest income of Rs. 132.15 crore, net fee and commission income of Rs. 34.41 crore, net trading income of Rs. 5.12 crore, other operating income of Rs. 5.35 crore, total operating income of Rs. 177.03 crore, impairment charge/(reversal) of Rs. 28.76 crore, net operating income of Rs. 148.27 crore, operating expenses of Rs. 76.72 crore, operating profit of Rs. 71.55 crore, non-operating income/(expense) of Rs. 0.08 crore, profit before income tax of Rs. 71.63 crore, income tax expense of Rs. 21.77 crore and profit for the year of Rs. 49.86 crore.
Reported under net interest income: interest income of Rs. 374.59 crore and interest expense of Rs. 242.44 crore. Reported under net fee and commission income: fee and commission income of Rs. 37.59 crore and fee and commission expense of Rs. 3.18 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 51.25 crore, other operating expenses of Rs. 17.51 crore and depreciation & amortisation of Rs. 7.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.08 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 21.77 crore and deferred tax of Rs. 0 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 534 | 528 | 510 | 579 | 431 | 289 |
| Interest Income | 1,449 | 1,547 | 1,790 | 1,784 | 1,231 | 900 |
| Interest Expense | -915 | -1,019 | -1,280 | -1,205 | -800 | -612 |
| Net Fee and Commission Income | 133 | 125 | 116 | 121 | 126 | 102 |
| Fee and Commission Income | 152 | 141 | 130 | 131 | 136 | 110 |
| Fee and Commission Expense | -18.6 | -15.5 | -14.0 | -9.9 | -9.8 | -8.2 |
| Net Trading Income | 32.2 | 27.8 | 16.6 | 33.6 | 25.5 | 34.9 |
| Other Operating Income | 19.5 | 6.2 | 4.3 | 4.5 | 3.3 | 2.0 |
| Total Operating Income | 719 | 687 | 646 | 738 | 586 | 427 |
| Impairment Charge/(Reversal) | -94.0 | -103 | -64.8 | -151 | -62.3 | -38.0 |
| Net Operating Income | 625 | 584 | 582 | 587 | 524 | 389 |
| Operating Expenses | -333 | -306 | -295 | -303 | -282 | -251 |
| Operating Expense - Personnel Expenses | -220 | -200 | -199 | -199 | -184 | -158 |
| Other Operating Expenses | -80.2 | -76.6 | -69.6 | -70.6 | -62.0 | -74.6 |
| Depreciation & Amortisation | -32.3 | -28.5 | -26.6 | -33.7 | -35.8 | -18.8 |
| Operating Profit | 292 | 279 | 287 | 284 | 242 | 138 |
| Non-Operating Income/(Expense) | -2.5 | -2.4 | 2.3 | 1.4 | 0.30 | 0.91 |
| Non-Operating Income | 1.9 | 4.2 | 2.3 | 1.4 | 0.30 | 0.98 |
| Non-Operating Expense | -4.3 | -6.6 | 0.00 | 0.00 | 0.00 | -0.06 |
| Profit Before Income Tax | 290 | 276 | 289 | 286 | 242 | 139 |
| Income Tax Expense | -84.9 | -92.4 | -87.1 | -87.4 | -75.4 | -40.6 |
| Current Tax | -89.1 | -94.4 | -88.9 | -89.9 | -79.9 | -46.1 |
| Deferred Tax | 4.2 | 2.0 | 1.8 | 2.5 | 4.6 | 5.5 |
| Profit for the Year | 205 | 184 | 202 | 198 | 167 | 98.5 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 23,283 | 20,875 | 18,581 | 15,296 | 13,770 | 13,224 |
| Cash and Cash Equivalents | 2,969 | 1,122 | 1,224 | 1,016 | 843 | 1,511 |
| Due from Nepal Rastra Bank | 867 | 967 | 839 | 452 | 327 | 758 |
| Placement with Banks and FIs | 1,736 | 277 | 504 | 0.00 | 4.2 | 1.1 |
| Derivative Financial Instruments | 0.00 | 0.16 | 0.35 | 3.4 | 0.00 | 0.00 |
| Other Trading Assets | 18.8 | 19.4 | 10.7 | 8.6 | 11.1 | 5.8 |
| Loans and Advances to Banks and FIs | 661 | 627 | 562 | 518 | 459 | 482 |
| Loans and Advances to Customers | 13,496 | 12,598 | 11,630 | 10,539 | 9,695 | 8,962 |
| Investment Securities | 3,004 | 4,783 | 3,388 | 2,358 | 2,125 | 1,235 |
| Current Tax Assets | 29.6 | 51.2 | 54.2 | 40.4 | 41.3 | 29.6 |
| Investment in Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investment Property | 93.1 | 32.4 | 0.00 | 0.00 | 0.00 | 0.00 |
| Property and Equipment | 129 | 130 | 130 | 106 | 87.7 | 91.8 |
| Goodwill and Intangible Assets | 3.7 | 0.93 | 0.87 | 0.76 | 0.62 | 0.37 |
| Deferred Tax Assets | 45.8 | 44.4 | 38.2 | 32.5 | 39.0 | 32.6 |
| Other Assets | 230 | 223 | 199 | 221 | 137 | 115 |
| Total Liabilities | 21,211 | 18,917 | 16,743 | 13,575 | 12,223 | 11,741 |
| Due to Banks and FIs | 241 | 373 | 401 | 447 | 609 | 187 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 0.00 | 130 | 427 | 0.00 |
| Derivative Financial Instruments | 2.1 | 0.00 | 0.00 | 0.00 | 2.0 | 2.1 |
| Deposits from Customers | 19,945 | 17,532 | 15,056 | 11,945 | 10,605 | 11,024 |
| Borrowings | 0.00 | 0.00 | 402 | 385 | 0.00 | 0.00 |
| Other Liabilities | 438 | 427 | 421 | 405 | 277 | 226 |
| Debt Securities Issued | 585 | 584 | 463 | 263 | 303 | 303 |
| Total Equity | 2,072 | 1,958 | 1,838 | 1,721 | 1,547 | 1,483 |
| Share Capital | 1,090 | 1,050 | 1,012 | 983 | 949 | 896 |
| Retained Earnings | 133 | 121 | 116 | 153 | 94.4 | 145 |
| Reserves | 849 | 787 | 709 | 585 | 503 | 442 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 213 | 1,326 | 1,192 | 518 | 300 | 906 |
| Interest Received | 1,543 | 1,779 | 1,765 | 1,210 | 891 | 1,130 |
| Fees and Other Income Received | 171 | 148 | 165 | 165 | 142 | 118 |
| Dividend Received | 0.79 | 0.79 | 0.77 | 2.0 | 0.75 | 0.68 |
| Receipts from Other Operating Activities | 6.0 | 4.1 | 4.4 | 0.83 | 2.0 | 2.5 |
| Interest Paid | -961 | -1,223 | -1,157 | -772 | -582 | -720 |
| Commission and Fees Paid | -15.5 | -14.0 | -9.9 | -9.8 | -8.2 | -10.0 |
| Cash Payment to Employees | -196 | -188 | -179 | -163 | -148 | -156 |
| Other Expense Paid | -178 | -159 | -160 | -143 | -122 | -158 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | 371 | 349 | 428 | 289 | 176 | 208 |
| Due from Nepal Rastra Bank | 101 | -129 | -387 | -125 | 431 | 173 |
| Placement with Banks and Financial Institutions | -1,460 | 228 | -504 | 4.2 | -3.1 | 0.00 |
| Other Trading Assets | 1.1 | -8.5 | -2.6 | -1.4 | -1.5 | -3.2 |
| Loan and Advances to Banks and Financial Institutions | -33.7 | -64.6 | -44.2 | -66.7 | 22.1 | -8.8 |
| Loan and Advances to Customers | -1,002 | -1,032 | -1,242 | -900 | -770 | -598 |
| Other Assets | -59.1 | -66.1 | -7.1 | -105 | -33.8 | -7.0 |
| Due to Banks and Financial Institutions | -132 | -28.0 | -45.8 | -163 | 423 | -40.4 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | -130 | -296 | 427 | -76.1 |
| Deposit from Customers | 2,413 | 2,476 | 3,111 | 1,340 | -418 | 1,251 |
| Borrowings | 0.00 | -402 | 16.4 | 385 | 0.00 | 0.00 |
| Other Liabilities | 15.1 | 3.5 | -1.2 | 155 | 47.8 | 7.0 |
| Net Cash Flow from Investing Activities (B) | 1,764 | -1,420 | -1,066 | -259 | -906 | -319 |
| Purchase of Investment Securities | 1,781 | -1,407 | -1,026 | -225 | -891 | -304 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 1.3 | 0.00 | 0.00 |
| Purchase of Property and Equipment | -15.2 | -21.8 | -40.6 | -37.0 | -15.5 | -18.8 |
| Receipt from Sale of Property and Equipment | 2.1 | 9.2 | 1.0 | 2.3 | 0.95 | 4.3 |
| Purchase of Intangible Assets | -3.5 | -0.37 | -0.37 | -0.40 | -0.48 | -0.07 |
| Net Cash Flow from Financing Activities (C) | -130 | -7.5 | 82.0 | -85.6 | -62.0 | 98.9 |
| Receipt from Issue of Debt Securities | 0.17 | 142 | 240 | 0.00 | 0.00 | 203 |
| Repayment of Debt Securities | 0.00 | -20.0 | -40.0 | -40.0 | 0.00 | 0.00 |
| Dividends Paid | -72.4 | -69.7 | -70.3 | -17.5 | -31.5 | -87.4 |
| Interest Paid | -57.9 | -57.6 | -47.6 | -28.1 | -30.2 | -16.7 |
| Other Receipt/Payment | 0.00 | -1.8 | 0.00 | 0.00 | -0.32 | -0.38 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 1,847 | -102 | 208 | 173 | -668 | 687 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 1,122 | 1,224 | 1,016 | 843 | 1,511 | 824 |
| Cash and Cash Equivalents at Ashadh End | 2,969 | 1,122 | 1,224 | 1,016 | 843 | 1,511 |
Figures from Nepal SBI Bank Limited's quarterly reports, most recent quarter first.
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 | Q4 2080/81 | Q3 2080/81 | Q2 2080/81 | Q1 2080/81 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 147 | 131 | 124 | 132 | 173 | 125 | 94.8 | 135 | 150 | 91.9 | 128 | 139 |
| Interest Income | 367 | 354 | 353 | 375 | 416 | 366 | 351 | 414 | 458 | 407 | 451 | 474 |
| Interest Expense | -220 | -223 | -228 | -242 | -243 | -241 | -256 | -279 | -307 | -315 | -323 | -335 |
| Net Fee and Commission Income | 27.9 | 31.8 | 38.9 | 34.4 | 35.1 | 33.1 | 29.6 | 29.4 | 31.5 | 25.3 | 30.7 | 28.3 |
| Fee and Commission Income | 35.6 | 35.1 | 43.3 | 37.6 | 40.3 | 37.0 | 32.7 | 32.8 | 36.9 | 28.8 | 33.3 | 30.9 |
| Fee and Commission Expense | -7.7 | -3.3 | -4.4 | -3.2 | -5.2 | -3.9 | -3.1 | -3.4 | -5.3 | -3.5 | -2.5 | -2.6 |
| Net Trading Income | 5.4 | 12.8 | 8.9 | 5.1 | 8.1 | 8.4 | 6.0 | 5.3 | 5.6 | 4.5 | 6.2 | 0.31 |
| Other Operating Income | 5.7 | 0.88 | 7.6 | 5.3 | 0.26 | 0.66 | 0.75 | 1.3 | 1.2 | 0.66 | -0.58 | 3.1 |
| Total Operating Income | 186 | 177 | 180 | 177 | 217 | 167 | 131 | 171 | 189 | 122 | 164 | 171 |
| Impairment Charge/(Reversal) | -1.6 | -35.7 | -27.9 | -28.8 | -30.3 | -48.7 | -51.7 | 27.8 | 16.4 | -5.2 | -45.2 | -29.7 |
| Net Operating Income | 184 | 141 | 152 | 148 | 186 | 118 | 79.5 | 199 | 205 | 117 | 119 | 141 |
| Operating Expenses | -102 | -78.8 | -75.6 | -76.7 | -91.2 | -71.7 | -66.3 | -76.1 | -83.6 | -70.7 | -67.8 | -72.5 |
| Operating Expense - Personnel Expenses | -66.4 | -52.3 | -50.4 | -51.3 | -63.0 | -47.1 | -39.6 | -50.2 | -63.4 | -46.3 | -41.6 | -46.7 |
| Other Operating Expenses | -24.7 | -19.5 | -18.5 | -17.5 | -23.0 | -10.3 | -22.3 | -21.6 | -18.1 | -16.3 | -17.8 | -17.5 |
| Depreciation & Amortisation | -10.6 | -7.1 | -6.7 | -8.0 | -5.1 | -14.3 | -4.4 | -4.4 | -2.1 | -8.1 | -8.3 | -8.4 |
| Operating Profit | 82.5 | 62.0 | 76.2 | 71.6 | 95.2 | 46.5 | 13.2 | 123 | 121 | 46.6 | 51.5 | 68.6 |
| Non-Operating Income/(Expense) | -2.8 | 0.10 | 0.12 | 0.08 | -3.6 | 0.70 | 0.43 | 0.08 | -1.6 | 0.05 | 3.8 | 0.07 |
| Non-Operating Income | 1.6 | 0.11 | 0.12 | 0.08 | 3.0 | 0.70 | 0.43 | 0.08 | -1.6 | 0.05 | 3.8 | 0.07 |
| Non-Operating Expense | -4.3 | -0.01 | 0.00 | 0.00 | -6.6 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 79.7 | 62.1 | 76.3 | 71.6 | 91.6 | 47.2 | 13.6 | 123 | 120 | 46.6 | 55.3 | 68.7 |
| Income Tax Expense | -21.8 | -18.5 | -22.7 | -21.8 | -30.8 | -16.4 | -4.6 | -40.3 | -34.3 | -14.0 | -18.3 | -20.7 |
| Current Tax | -26.0 | -18.5 | -22.7 | -21.8 | -33.2 | -16.4 | -4.6 | -40.3 | -35.9 | -14.0 | -18.3 | -20.7 |
| Deferred Tax | 4.2 | 0.00 | 0.00 | 0.00 | 2.5 | 0.00 | 0.00 | 0.00 | 1.6 | 0.00 | 0.00 | 0.00 |
| Profit for the Year | 57.9 | 43.5 | 53.7 | 49.9 | 60.9 | 30.7 | 9.0 | 82.5 | 85.6 | 32.6 | 37.1 | 48.0 |
Over the last 15 trading sessions SBI closed between Rs. 400.00 and Rs. 449.80, finishing at Rs. 433.50 on 2026-11-02 against Rs. 401.80 on 2026-10-05.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-11-02 | 438.20 | 438.20 | 425.50 | 433.50 | 48,504 |
| 2026-10-30 | 450.00 | 450.00 | 437.00 | 438.00 | 2,22,273 |
| 2026-10-29 | 435.00 | 449.80 | 433.80 | 449.80 | 2,23,757 |
| 2026-10-28 | 426.00 | 438.00 | 425.00 | 438.00 | 1,02,456 |
| 2026-10-27 | 432.00 | 432.00 | 425.50 | 427.90 | 51,857 |
| 2026-10-26 | 431.00 | 434.00 | 429.00 | 432.00 | 61,791 |
| 2026-10-16 | 427.00 | 432.50 | 425.00 | 432.50 | 1,93,029 |
| 2026-10-14 | 426.00 | 434.60 | 419.00 | 434.00 | 1,37,262 |
| 2026-10-13 | 419.10 | 426.00 | 414.10 | 426.00 | 1,72,702 |
| 2026-10-12 | 403.00 | 419.00 | 403.00 | 419.00 | 1,54,242 |
| 2026-10-09 | 404.90 | 408.00 | 403.10 | 407.50 | 36,063 |
| 2026-10-08 | 402.00 | 405.00 | 400.00 | 405.00 | 12,319 |
| 2026-10-07 | 398.00 | 403.00 | 396.20 | 403.00 | 10,417 |
| 2026-10-06 | 404.00 | 404.00 | 398.10 | 400.00 | 13,796 |
| 2026-10-05 | 403.00 | 403.00 | 397.30 | 401.80 | 27,598 |
2026, between Rs. 373.00 and Rs. 450.00, 2025, between Rs. 349.04 and Rs. 442.31, 2024, between Rs. 248.81 and Rs. 508.56, 2023, between Rs. 251.79 and Rs. 337.86, 2022, between Rs. 217.58 and Rs. 365.81 and 2021, between Rs. 277.48 and Rs. 411.23.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 373.00 | 450.00 | 190 |
| 2025 | 349.04 | 442.31 | 225 |
| 2024 | 248.81 | 508.56 | 232 |
| 2023 | 251.79 | 337.86 | 227 |
| 2022 | 217.58 | 365.81 | 242 |
| 2021 | 277.48 | 411.23 | 239 |
| 2020 | 276.54 | 460.64 | 182 |
| 2019 | 271.80 | 395.06 | 245 |
| 2018 | 269.77 | 450.08 | 235 |
| 2017 | 415.30 | 680.97 | 230 |
| 2016 | 418.91 | 756.20 | 232 |
| 2015 | 217.56 | 462.42 | 213 |
At Rs. 433.50 on 2026-11-02, SBI is up 0.35% over 1 week, up 7.33% over 1 month, up 5.99% over 3 months, up 9.75% over 6 months, up 12.43% over 1 year and up 45.39% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +0.35% | 432.00 | 2026-10-26 |
| 1 month | +7.33% | 403.90 | 2026-10-02 |
| 3 months | +5.99% | 409.00 | 2026-08-04 |
| 6 months | +9.75% | 395.00 | 2026-05-06 |
| 1 year | +12.43% | 385.58 | 2025-11-02 |
| 5 years | +45.39% | 298.16 | 2021-11-03 |
SBI traded 134 times on 2026-11-02, moving 48,504 shares for Rs. 2.09 crore of turnover. Trades went through between Rs. 425.50 and Rs. 438.20.
Largest buyers by volume: broker 42, Sani Securities Company Limited on 6,528 shares across 20 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 6,440 shares across 12 trades, broker 32, Premier Securites Company Limited on 5,240 shares across 6 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 4,531 shares across 11 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 3,000 shares across 2 trades, broker 5, Market Securities Exchange Company Pvt. Limited on 2,700 shares across 6 trades, broker 56, Sri Hari Securities Pvt.Ltd on 2,125 shares across 6 trades, broker 8, Ashutosh Brokerage & Securities Pvt. Limited on 2,000 shares across 2 trades, broker 84, Milky Way Share Broker Company Ltd on 1,972 shares across 9 trades and broker 52, Sundhara Securities Limited on 1,705 shares across 9 trades.
Largest sellers by volume: broker 44, Dynamic Money Managers Securities Pvt.Ltd on 14,300 shares across 12 trades, broker 71, Shubhakamana Securities Pvt. Ltd on 5,066 shares across 7 trades, broker 65, Sharepro Securities Private Limited on 5,050 shares across 15 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 3,055 shares across 9 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 3,000 shares across 8 trades, broker 66, Miyo Securities Pvt Ltd on 2,121 shares across 3 trades, broker 14, Nepal Stock House Pvt. Limited on 1,730 shares across 9 trades, broker 45, Imperial Securities Co. Limited on 1,367 shares across 7 trades, broker 34, Vision Securities Pvt.Limited on 1,355 shares across 5 trades and broker 62, Capital Max Securities Limited on 1,280 shares across 9 trades.
Nepal SBI Bank Limited most recently declared a 4% bonus share issue and a 5% cash dividend, 9% in total for 2081/2082, announced on 2025-12-11. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2081/2082 | 4% | 5% | 2025-12-11 |
| 2080/2081 | 3.8% | 6.85% | 2024-12-03 |
| 2079/2080 | 3.75% | 6.8% | 2024-01-24 |
| 2078/2079 | 3% | 7.53% | 2022-12-18 |
| 2077/2078 | 3.5% | 1.81% | 2021-12-14 |
For 2081/2082 Nepal SBI Bank Limited declared a 4% bonus share issue and a 5% cash dividend, 9% in total, announced on 2025-12-11.
For 2080/2081 Nepal SBI Bank Limited declared a 3.8% bonus share issue and a 6.85% cash dividend, 10.65% in total, announced on 2024-12-03.
For 2079/2080 Nepal SBI Bank Limited declared a 3.75% bonus share issue and a 6.8% cash dividend, 10.55% in total, announced on 2024-01-24.
For 2078/2079 Nepal SBI Bank Limited declared a 3% bonus share issue and a 7.53% cash dividend, 10.53% in total, announced on 2022-12-18.
For 2077/2078 Nepal SBI Bank Limited declared a 3.5% bonus share issue and a 1.81% cash dividend, 5.31% in total, announced on 2021-12-14.
Annual and special general meetings Nepal SBI Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 12 quarters of results for SBI, with charts and peer comparison, are free on NepView.
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