Himalayan Bank Limited (HBL) Share Price & Fundamentals

Himalayan Bank (HBL) share price is Rs. 198.90, up 0.10% on 2026-10-13. Open Rs. 198.70. High Rs. 202.00. Low Rs. 196.30. Volume 148,167.

Himalayan Bank Limited is a NEPSE-listed company (HBL), Commercial Banks sector. Revenue: Rs. 1,322.57 Crore. Net profit: Rs. 54.77 Crore. Net worth: Rs. 3,914.86 Crore.

About Himalayan Bank Limited

Himalayan Bank Limited (HBL) has 22,58,16,625 shares outstanding.

Company website: www.himalayanbank.com.

HBL FPO and listing

Himalayan Bank Limited listed on the Nepal Stock Exchange on 2025-09-01. The FPO was issued at Rs. 157.00 a share, for 92,50,469 units. The issue was open from 2025-07-16 to 2025-07-20. It closed its first session at Rs. 206.09, a gain of 30.70% on the issue price.

HBL key metrics

HBL strengths

What Himalayan Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Lends out 74.6% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Profit grew 1041.2% on last year. (Growth)
• 92.4% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 78.9% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Loans are 62.1% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• 11.5% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

HBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 0.4%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0%, so its assets are not producing much. (Profitability)
• 26% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Each share produced Rs 6.56 over the year. (Shareholder Returns)
• Income from lending moved -15.7%, so the core business is not growing. (Growth)
• Makes only 2.8% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Net profit margin is 13.3%, less than most lenders keep once every cost is paid. (Profitability)
• Total income moved -10.9% on last year. (Growth)
• Operating margin is 23.5%, so running costs take too much of what core banking earns. (Profitability)
• The loan book moved 0.2%, so lending is not expanding. (Growth)
• Staff costs take 32.8% of income, a heavy load on earnings. (Efficiency)
• Only 9.9% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Only 9.5% of income comes from fees, so it leans heavily on lending. (Margins & Income Quality)
• Owns 10.14x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• Deposits moved 5.2%, so its cheapest source of funding is not growing. (Growth)
• Each share is backed by only Rs 162.19 of net worth. (Shareholder Returns)
• The bank's size moved 4.4% over the year. (Shareholder Returns)

HBL Q3 2082/83 results

In Q3 2082/83 Himalayan Bank Limited reported a loss of Rs. 55.97 crore and total operating income of Rs. 272.12 crore. Profit in Q2 2082/83 was Rs. 63.3 crore. Profit turned from a profit to a loss on the previous quarter. Total operating income fell 3.71% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was a loss of Rs. 95.98 crore. The loss narrowed 41.68% on the same quarter last year. Total operating income fell 15.18% on the same quarter last year.

HBL annual results 2081/82

For the financial year 2081/82 Himalayan Bank Limited reported net profit of Rs. 54.77 crore, total operating income of Rs. 1,322.57 crore and net worth of Rs. 3,914.86 crore. Net profit in 2080/81 was Rs. 146.14 crore. Net profit fell 62.52% on the year. Total operating income fell 2.80% on the year.

HBL profit and loss for 2081/82

In the financial year 2081/82, Himalayan Bank Limited reported net interest income of Rs. 1,092.45 crore, net fee and commission income of Rs. 128.42 crore, net trading income of Rs. 66.64 crore, other operating income of Rs. 35.05 crore, total operating income of Rs. 1,322.57 crore, impairment charge/(reversal) of Rs. 379.43 crore, net operating income of Rs. 943.14 crore, operating expenses of Rs. 570.35 crore, operating profit of Rs. 372.79 crore, non-operating income/(expense) of Rs. 313.26 crore, profit before income tax of Rs. 59.53 crore, income tax expense of Rs. 4.77 crore and profit for the year of Rs. 54.77 crore.

Reported under net interest income: interest income of Rs. 2,838.16 crore and interest expense of Rs. 1,745.71 crore. Reported under net fee and commission income: fee and commission income of Rs. 146.22 crore and fee and commission expense of Rs. 17.8 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 367.01 crore, other operating expenses of Rs. 134.02 crore and depreciation & amortisation of Rs. 69.33 crore. Reported under non-operating income/(expense): non-operating income of Rs. 23.08 crore and non-operating expense of Rs. 336.34 crore. Reported under income tax expense: current tax of Rs. 179.63 crore and deferred tax of Rs. 174.87 crore.

HBL profit and loss for 2080/81

In the financial year 2080/81, Himalayan Bank Limited reported net interest income of Rs. 1,195.52 crore, net fee and commission income of Rs. 114.22 crore, net trading income of Rs. 44.11 crore, other operating income of Rs. 6.87 crore, total operating income of Rs. 1,360.73 crore, impairment charge/(reversal) of Rs. 529.03 crore, net operating income of Rs. 831.7 crore, operating expenses of Rs. 529.88 crore, operating profit of Rs. 301.81 crore, non-operating income/(expense) of Rs. 98.24 crore, profit before income tax of Rs. 203.58 crore, income tax expense of Rs. 57.44 crore and profit for the year of Rs. 146.14 crore.

Reported under net interest income: interest income of Rs. 3,613.79 crore and interest expense of Rs. 2,418.27 crore. Reported under net fee and commission income: fee and commission income of Rs. 130.73 crore and fee and commission expense of Rs. 16.51 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 321.85 crore, other operating expenses of Rs. 134.55 crore and depreciation & amortisation of Rs. 73.48 crore. Reported under non-operating income/(expense): non-operating income of Rs. 14.2 crore and non-operating expense of Rs. 112.44 crore. Reported under income tax expense: current tax of Rs. 218.5 crore and deferred tax of Rs. 161.06 crore.

HBL profit and loss for 2079/80

In the financial year 2079/80, Himalayan Bank Limited reported net interest income of Rs. 1,009.54 crore, net fee and commission income of Rs. 100.51 crore, net trading income of Rs. 38.27 crore, other operating income of Rs. 24.01 crore, total operating income of Rs. 1,172.34 crore, impairment charge/(reversal) of Rs. 488.38 crore, net operating income of Rs. 683.96 crore, operating expenses of Rs. 376.13 crore, operating profit of Rs. 307.84 crore, non-operating income/(expense) of Rs. 100.4 crore, profit before income tax of Rs. 207.44 crore, income tax expense of Rs. 47.99 crore and profit for the year of Rs. 159.45 crore.

Reported under net interest income: interest income of Rs. 2,937.69 crore and interest expense of Rs. 1,928.15 crore. Reported under net fee and commission income: fee and commission income of Rs. 115.58 crore and fee and commission expense of Rs. 15.07 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 216.15 crore, other operating expenses of Rs. 110.93 crore and depreciation & amortisation of Rs. 49.05 crore. Reported under non-operating income/(expense): non-operating income of Rs. 6.65 crore and non-operating expense of Rs. 107.05 crore. Reported under income tax expense: current tax of Rs. 150.81 crore and deferred tax of Rs. 102.82 crore.

HBL balance sheet for 2081/82

In the financial year 2081/82, Himalayan Bank Limited reported total assets of Rs. 37,682.34 crore, total liabilities of Rs. 33,767.48 crore and total equity of Rs. 3,914.86 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,017.56 crore, due from nepal rastra bank of Rs. 3,695.32 crore, placement with banks and fis of Rs. 1,838.71 crore, derivative financial instruments of Rs. 4.03 crore, other trading assets of Rs. 12.41 crore, loans and advances to banks and fis of Rs. 848.26 crore, loans and advances to customers of Rs. 23,533.5 crore, investment securities of Rs. 4,092.62 crore, current tax assets of Rs. 32.93 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 196.36 crore, investment property of Rs. 566.48 crore, property and equipment of Rs. 836.37 crore, goodwill and intangible assets of Rs. 97.2 crore, deferred tax assets of Rs. 351.11 crore and other assets of Rs. 559.49 crore. Reported under total liabilities: due to banks and fis of Rs. 344.83 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 6.04 crore, deposits from customers of Rs. 30,930.64 crore, borrowings of Rs. 190.55 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,456.66 crore, debt securities issued of Rs. 838.77 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,165.66 crore, share premium of Rs. 0 crore, retained earnings of Rs. 664.96 crore, reserves of Rs. 2,384 crore and non controlling interest of Rs. 30.15 crore.

HBL balance sheet for 2080/81

In the financial year 2080/81, Himalayan Bank Limited reported total assets of Rs. 36,075.95 crore, total liabilities of Rs. 32,201.22 crore and total equity of Rs. 3,874.73 crore.

Reported under total assets: cash and cash equivalents of Rs. 863.28 crore, due from nepal rastra bank of Rs. 3,570.99 crore, placement with banks and fis of Rs. 1,051.35 crore, derivative financial instruments of Rs. 2.62 crore, other trading assets of Rs. 6.98 crore, loans and advances to banks and fis of Rs. 954.97 crore, loans and advances to customers of Rs. 23,351.15 crore, investment securities of Rs. 4,278.9 crore, current tax assets of Rs. 32.11 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 174.6 crore, investment property of Rs. 241.49 crore, property and equipment of Rs. 827.71 crore, goodwill and intangible assets of Rs. 98.63 crore, deferred tax assets of Rs. 171.1 crore and other assets of Rs. 450.05 crore. Reported under total liabilities: due to banks and fis of Rs. 382.58 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 1.39 crore, deposits from customers of Rs. 29,348.64 crore, borrowings of Rs. 231.03 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,399.17 crore, debt securities issued of Rs. 838.41 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,165.66 crore, share premium of Rs. 0 crore, retained earnings of Rs. 559.36 crore, reserves of Rs. 2,242.33 crore and non controlling interest of Rs. 26.1 crore.

HBL balance sheet for 2079/80

In the financial year 2079/80, Himalayan Bank Limited reported total assets of Rs. 34,100.17 crore, total liabilities of Rs. 30,354.39 crore and total equity of Rs. 3,745.78 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,902.42 crore, due from nepal rastra bank of Rs. 2,025.9 crore, placement with banks and fis of Rs. 513.64 crore, derivative financial instruments of Rs. 2.98 crore, other trading assets of Rs. 2.66 crore, loans and advances to banks and fis of Rs. 987.08 crore, loans and advances to customers of Rs. 23,178.18 crore, investment securities of Rs. 3,774.35 crore, current tax assets of Rs. 55.8 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 161.44 crore, investment property of Rs. 58.92 crore, property and equipment of Rs. 794.74 crore, goodwill and intangible assets of Rs. 99.65 crore, deferred tax assets of Rs. 2.47 crore and other assets of Rs. 539.94 crore. Reported under total liabilities: due to banks and fis of Rs. 518.74 crore, due to nepal rastra bank of Rs. 54.69 crore, derivative financial instruments of Rs. 0.88 crore, deposits from customers of Rs. 27,434.51 crore, borrowings of Rs. 245.39 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 1,262.1 crore, debt securities issued of Rs. 838.08 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,165.66 crore, share premium of Rs. 0 crore, retained earnings of Rs. 160.15 crore, reserves of Rs. 1,710.38 crore and non controlling interest of Rs. 29.89 crore.

HBL cash flow for 2081/82

In the financial year 2081/82, Himalayan Bank Limited reported net cash flow from operating activities (a) of Rs. 200.08 crore, net cash flow from investing activities (b) of Rs. 449.08 crore, net cash flow from financing activities (c) of Rs. 94.93 crore, net increase/(decrease) in cash and cash equivalents of Rs. 154.07 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 863.28 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.21 crore and cash and cash equivalents at ashadh end of Rs. 1,017.56 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,311.64 crore, fees and other income received of Rs. 146.22 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 108.8 crore, interest paid of Rs. 1,670.95 crore, commission and fees paid of Rs. 17.7 crore, cash payment to employees of Rs. 296.95 crore, other expense paid of Rs. 134.02 crore, operating cash flows before changes in operating assets and liabilities of Rs. 447.03 crore, due from nepal rastra bank of Rs. 124.32 crore, placement with banks and financial institutions of Rs. 787.36 crore, other trading assets of Rs. 5.44 crore, loan and advances to banks and financial institutions of Rs. 139.19 crore, loan and advances to customers of Rs. 1,036.22 crore, other assets of Rs. 169.3 crore, due to banks and financial institutions of Rs. 37.75 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 1,582 crore, borrowings of Rs. 40.48 crore, other liabilities of Rs. 13.02 crore, net cash flow from operating activities before tax paid of Rs. 19.64 crore and income taxes paid of Rs. 180.45 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 171.03 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 66.9 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 10.79 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 17.65 crore, interest received of Rs. 331.39 crore and dividend received of Rs. 6.7 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.42 crore, interest paid of Rs. 94.51 crore and other receipt/payment of Rs. 0 crore.

HBL cash flow for 2080/81

In the financial year 2080/81, Himalayan Bank Limited reported net cash flow from operating activities (a) of Rs. 667.38 crore, net cash flow from investing activities (b) of Rs. 266.01 crore, net cash flow from financing activities (c) of Rs. 102.8 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,036.18 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,902.42 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 2.96 crore and cash and cash equivalents at ashadh end of Rs. 863.28 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,949.06 crore, fees and other income received of Rs. 130.73 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 68.28 crore, interest paid of Rs. 2,248.15 crore, commission and fees paid of Rs. 16.26 crore, cash payment to employees of Rs. 315.44 crore, other expense paid of Rs. 172.91 crore, operating cash flows before changes in operating assets and liabilities of Rs. 395.3 crore, due from nepal rastra bank of Rs. 1,545.1 crore, placement with banks and financial institutions of Rs. 537.71 crore, other trading assets of Rs. 4.32 crore, loan and advances to banks and financial institutions of Rs. 31.12 crore, loan and advances to customers of Rs. 633.54 crore, other assets of Rs. 77.8 crore, due to banks and financial institutions of Rs. 136.16 crore, due to nepal rastra bank of Rs. 54.69 crore, deposit from customers of Rs. 1,914.13 crore, borrowings of Rs. 14.36 crore, other liabilities of Rs. 34.96 crore, net cash flow from operating activities before tax paid of Rs. 472.57 crore and income taxes paid of Rs. 194.81 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 520.37 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 38.48 crore, receipt from sale of property and equipment of Rs. 5.44 crore, purchase of intangible assets of Rs. 10.02 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0.13 crore, interest received of Rs. 303.54 crore and dividend received of Rs. 4.64 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0.51 crore, interest paid of Rs. 102.29 crore and other receipt/payment of Rs. 0 crore.

HBL cash flow for 2079/80

In the financial year 2079/80, Himalayan Bank Limited reported net cash flow from operating activities (a) of Rs. 910.2 crore, net cash flow from investing activities (b) of Rs. 1,370.19 crore, net cash flow from financing activities (c) of Rs. 15.87 crore, net increase/(decrease) in cash and cash equivalents of Rs. 475.85 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,426.9 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0.32 crore and cash and cash equivalents at ashadh end of Rs. 1,902.42 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,512.93 crore, fees and other income received of Rs. 115.58 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 57.14 crore, interest paid of Rs. 1,833.97 crore, commission and fees paid of Rs. 15.07 crore, cash payment to employees of Rs. 222.37 crore, other expense paid of Rs. 110.93 crore, operating cash flows before changes in operating assets and liabilities of Rs. 503.32 crore, due from nepal rastra bank of Rs. 672.61 crore, placement with banks and financial institutions of Rs. 88.99 crore, other trading assets of Rs. 2.35 crore, loan and advances to banks and financial institutions of Rs. 176.52 crore, loan and advances to customers of Rs. 106.66 crore, other assets of Rs. 188.4 crore, due to banks and financial institutions of Rs. 1.28 crore, due to nepal rastra bank of Rs. 1,880.54 crore, deposit from customers of Rs. 1,249.45 crore, borrowings of Rs. 37.05 crore, other liabilities of Rs. 177.72 crore, net cash flow from operating activities before tax paid of Rs. 796.78 crore and income taxes paid of Rs. 113.43 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 296.79 crore, receipts from sale of investment securities of Rs. 1,480.48 crore, purchase of property and equipment of Rs. 47.04 crore, receipt from sale of property and equipment of Rs. 3.37 crore, purchase of intangible assets of Rs. 19.51 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0.7 crore, interest received of Rs. 247.64 crore and dividend received of Rs. 1.34 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 250 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 178.78 crore, interest paid of Rs. 55.36 crore and other receipt/payment of Rs. 0 crore.

HBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Himalayan Bank Limited reported net interest income of Rs. 225.82 crore, net fee and commission income of Rs. 29.89 crore, net trading income of Rs. 22.75 crore, other operating income of Rs. 6.34 crore, total operating income of Rs. 272.12 crore, impairment charge/(reversal) of Rs. 209.79 crore, net operating income of Rs. 62.33 crore, operating expenses of Rs. 132.45 crore, operating profit of Rs. 70.12 crore, non-operating income/(expense) of Rs. 7.18 crore, profit before income tax of Rs. 77.3 crore, income tax expense of Rs. 21.33 crore and profit for the year of Rs. 55.97 crore.

Reported under net interest income: interest income of Rs. 563.51 crore and interest expense of Rs. 337.69 crore. Reported under net fee and commission income: fee and commission income of Rs. 32.88 crore and fee and commission expense of Rs. 2.99 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 79.92 crore, other operating expenses of Rs. 41.49 crore and depreciation & amortisation of Rs. 11.04 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.16 crore and non-operating expense of Rs. 7.34 crore. Reported under income tax expense: current tax of Rs. 42.14 crore and deferred tax of Rs. 63.47 crore.

HBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Himalayan Bank Limited reported net interest income of Rs. 230.36 crore, net fee and commission income of Rs. 22.44 crore, net trading income of Rs. 17.13 crore, other operating income of Rs. 12.7 crore, total operating income of Rs. 282.62 crore, impairment charge/(reversal) of Rs. 46.83 crore, net operating income of Rs. 235.79 crore, operating expenses of Rs. 149.9 crore, operating profit of Rs. 85.89 crore, non-operating income/(expense) of Rs. 1.66 crore, profit before income tax of Rs. 84.22 crore, income tax expense of Rs. 20.93 crore and profit for the year of Rs. 63.3 crore.

Reported under net interest income: interest income of Rs. 573.72 crore and interest expense of Rs. 343.37 crore. Reported under net fee and commission income: fee and commission income of Rs. 24.97 crore and fee and commission expense of Rs. 2.53 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 98.57 crore, other operating expenses of Rs. 40.59 crore and depreciation & amortisation of Rs. 10.74 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.11 crore and non-operating expense of Rs. 1.77 crore. Reported under income tax expense: current tax of Rs. 29.46 crore and deferred tax of Rs. 8.53 crore.

HBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Himalayan Bank Limited reported net interest income of Rs. 261.59 crore, net fee and commission income of Rs. 27.9 crore, net trading income of Rs. 19.94 crore, other operating income of Rs. 12.2 crore, total operating income of Rs. 321.63 crore, impairment charge/(reversal) of Rs. 59.29 crore, net operating income of Rs. 262.34 crore, operating expenses of Rs. 150.75 crore, operating profit of Rs. 111.59 crore, non-operating income/(expense) of Rs. 1.44 crore, profit before income tax of Rs. 110.15 crore, income tax expense of Rs. 35.71 crore and profit for the year of Rs. 74.44 crore.

Reported under net interest income: interest income of Rs. 637.78 crore and interest expense of Rs. 376.19 crore. Reported under net fee and commission income: fee and commission income of Rs. 32.83 crore and fee and commission expense of Rs. 4.92 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 100.75 crore, other operating expenses of Rs. 39.66 crore and depreciation & amortisation of Rs. 10.34 crore. Reported under non-operating income/(expense): non-operating income of Rs. 1.33 crore and non-operating expense of Rs. 2.77 crore. Reported under income tax expense: current tax of Rs. 51.04 crore and deferred tax of Rs. 15.33 crore.

HBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Himalayan Bank Limited reported net interest income of Rs. 282.57 crore, net fee and commission income of Rs. 45.04 crore, net trading income of Rs. 19.05 crore, other operating income of Rs. 14.7 crore, total operating income of Rs. 361.36 crore, impairment charge/(reversal) of Rs. 20.57 crore, net operating income of Rs. 340.79 crore, operating expenses of Rs. 166.98 crore, operating profit of Rs. 173.81 crore, non-operating income/(expense) of Rs. 25.19 crore, profit before income tax of Rs. 148.62 crore, income tax expense of Rs. 39.55 crore and profit for the year of Rs. 109.07 crore.

Reported under net interest income: interest income of Rs. 686.08 crore and interest expense of Rs. 403.51 crore. Reported under net fee and commission income: fee and commission income of Rs. 50.11 crore and fee and commission expense of Rs. 5.07 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 114.52 crore, other operating expenses of Rs. 12.82 crore and depreciation & amortisation of Rs. 39.63 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.72 crore and non-operating expense of Rs. 25.91 crore. Reported under income tax expense: current tax of Rs. 43.83 crore and deferred tax of Rs. 4.28 crore.

HBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

HBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

HBL Cash Flow

Values in Rs. Crore unless stated otherwise.

HBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Himalayan Bank share price history

Over the last 15 trading sessions HBL closed between Rs. 191.20 and Rs. 200.00, finishing at Rs. 198.90 on 2026-10-13 against Rs. 200.00 on 2026-09-22.

HBL share price by year

2026, between Rs. 183.00 and Rs. 237.00, 2025, between Rs. 184.00 and Rs. 261.00, 2024, between Rs. 167.10 and Rs. 312.10, 2023, between Rs. 193.00 and Rs. 341.94, 2022, between Rs. 268.52 and Rs. 361.85 and 2021, between Rs. 363.87 and Rs. 458.46.

Himalayan Bank share price returns

At Rs. 198.90 on 2026-10-13, HBL is up 2.95% over 1 week, up 5.80% over 1 month, up 3.06% over 3 months, down 6.84% over 6 months, up 0.51% over 1 year and down 46.13% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

HBL floorsheet for 2026-10-13

HBL traded 765 times on 2026-10-13, moving 1,48,167 shares for Rs. 2.96 crore of turnover. Trades went through between Rs. 196.30 and Rs. 202.00.

Largest buyers by volume: broker 47, Neev Securities Pvt.Ltd on 22,700 shares across 55 trades, broker 41, Linch Stock Market Limited on 15,852 shares across 29 trades, broker 17, ABC Securities Pvt. Limited on 14,097 shares across 51 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 12,028 shares across 36 trades, broker 58, Naasa Securities Co. Ltd. on 10,457 shares across 111 trades, broker 35, Kohinoor Investment and Securities Pvt.Ltd on 10,025 shares across 54 trades, broker 34, Vision Securities Pvt.Limited on 5,915 shares across 22 trades, broker 42, Sani Securities Company Limited on 5,746 shares across 38 trades, broker 36, Secured Securities Limited on 5,595 shares across 34 trades and broker 14, Nepal Stock House Pvt. Limited on 4,400 shares across 28 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 27,110 shares across 121 trades, broker 62, Capital Max Securities Limited on 14,530 shares across 26 trades, broker 41, Linch Stock Market Limited on 13,220 shares across 20 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 8,805 shares across 38 trades, broker 45, Imperial Securities Co. Limited on 8,580 shares across 29 trades, broker 74, Kalash Stock Market Pvt. Ltd. on 6,004 shares across 15 trades, broker 7, J.F. Securities Company Pvt. Limited on 5,748 shares across 16 trades, broker 34, Vision Securities Pvt.Limited on 5,168 shares across 27 trades, broker 81, Aakashbhairab Securities Ltd. on 5,000 shares across 16 trades and broker 42, Sani Securities Company Limited on 4,536 shares across 35 trades.

HBL dividend history: bonus shares and cash dividend

Himalayan Bank Limited most recently declared an 8% bonus share issue and an 11.11% cash dividend, 19.11% in total for 2078/2079, announced on 2022-12-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2078/2079 Himalayan Bank Limited declared an 8% bonus share issue and an 11.11% cash dividend, 19.11% in total, announced on 2022-12-22.

For 2077/2078 Himalayan Bank Limited declared a 21.38% bonus share issue and a 4.62% cash dividend, 26% in total, announced on 2021-12-26.

HBL general meetings

Annual and special general meetings Himalayan Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 33rd AGM for 2081/2082: on 2026-01-14, at Nepal Army Officer's Club, Bhadrakali, Kathmandu (11:00 AM)
• 32nd AGM for 2080/2081: on 2025-01-13, at Nepal Army Officer's Club, Bhadrakali, Kathmandu (10:00 AM)
• 31st AGM for 2079/2080: on 2024-01-14, at Nepal Pragya Pratisthan, Kamaladi, Kathmandu (9:00 AM)

4 years of annual statements and 11 quarters of results for HBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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