Kumari Bank Limited (KBL) Share Price & Fundamentals

Kumari Bank (KBL) share price is Rs. 232.20, down 2.85% on 2026-11-02. Open Rs. 239.00. High Rs. 239.00. Low Rs. 231.00. Volume 1,193,164.

Kumari Bank Limited is a NEPSE-listed company (KBL), Commercial Banks sector. Revenue: Rs. 1,677.93 Crore. Net profit: Rs. 759.3 Crore. Net worth: Rs. 3,773.18 Crore.

About Kumari Bank Limited

Kumari Bank Limited (KBL) has 26,22,58,613 shares outstanding.

Company website: www.kumaribank.com.

KBL key metrics

KBL strengths

What Kumari Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Lends out 71.4% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Profit grew 285.7% on last year. (Growth)
• Bad-loan charges come to -8.6% of income, so borrowers are paying back well. (Asset Quality)
• Turns 45.3% of its income into profit once every cost is paid. (Profitability)
• Keeps 68.5% of income as profit from everyday banking, before tax. (Profitability)
• 18.2% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Only 0.3% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
• Each share earned Rs 28.95 of profit over the year. (Shareholder Returns)
• 90.1% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 71.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Loans are 58.8% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• 10.1% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

KBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 5.2%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.4%, so its assets are not producing much. (Profitability)
• Makes only 2.6% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• The loan book moved -3%, so lending is not expanding. (Growth)
• Each share is backed by only Rs 143.87 of net worth. (Shareholder Returns)
• Only 8.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Income from lending moved 3.3%, so the core business is not growing. (Growth)
• Owns 11.73x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• Deposits moved 9.5%, so its cheapest source of funding is not growing. (Growth)
• Total income moved 8.1% on last year. (Growth)
• Staff costs take 29.6% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved 8% over the year. (Shareholder Returns)

KBL Q1 2083/84 results

In the first quarter of 2083/84 (Q1 2083/84) Kumari Bank Limited reported profit of Rs. 109.07 crore and total operating income of Rs. 373.62 crore. Profit in Q4 2082/83 was Rs. 316.24 crore. Profit fell 65.51% on the previous quarter. Total operating income grew 6.60% on the previous quarter. Profit in Q1 2082/83, the same quarter a year earlier, was Rs. 108.8 crore. Profit grew 0.24% on the same quarter last year. Total operating income fell 12.92% on the same quarter last year.

KBL annual results 2082/83

For the financial year 2082/83 Kumari Bank Limited reported net profit of Rs. 759.3 crore, total operating income of Rs. 1,677.93 crore and net worth of Rs. 3,773.18 crore. Net profit in 2081/82 was Rs. 196.87 crore. Net profit grew 285.68% on the year. Total operating income grew 8.05% on the year.

KBL profit and loss for 2082/83

In the financial year 2082/83, Kumari Bank Limited reported net interest income of Rs. 1,203.14 crore, net fee and commission income of Rs. 304.89 crore, net trading income of Rs. 88.02 crore, other operating income of Rs. 81.89 crore, total operating income of Rs. 1,677.93 crore, impairment charge/(reversal) of Rs. 144 crore, net operating income of Rs. 1,821.92 crore, operating expenses of Rs. 672.56 crore, operating profit of Rs. 1,149.37 crore, non-operating income/(expense) of Rs. 88.26 crore, profit before income tax of Rs. 1,061.1 crore, income tax expense of Rs. 301.8 crore and profit for the year of Rs. 759.3 crore.

Reported under net interest income: interest income of Rs. 2,847.78 crore and interest expense of Rs. 1,644.64 crore. Reported under net fee and commission income: fee and commission income of Rs. 339.7 crore and fee and commission expense of Rs. 34.82 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 496.11 crore, other operating expenses of Rs. 108.48 crore and depreciation & amortisation of Rs. 67.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 18.75 crore and non-operating expense of Rs. 107.01 crore. Reported under income tax expense: current tax of Rs. 295.19 crore and deferred tax of Rs. 6.61 crore.

KBL profit and loss for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported net interest income of Rs. 1,165.18 crore, net fee and commission income of Rs. 266.16 crore, net trading income of Rs. 45.32 crore, other operating income of Rs. 76.22 crore, total operating income of Rs. 1,552.88 crore, impairment charge/(reversal) of Rs. 345.14 crore, net operating income of Rs. 1,207.74 crore, operating expenses of Rs. 629.66 crore, operating profit of Rs. 578.08 crore, non-operating income/(expense) of Rs. 35.26 crore, profit before income tax of Rs. 542.82 crore, income tax expense of Rs. 345.95 crore and profit for the year of Rs. 196.87 crore.

Reported under net interest income: interest income of Rs. 3,238.75 crore and interest expense of Rs. 2,073.56 crore. Reported under net fee and commission income: fee and commission income of Rs. 303.33 crore and fee and commission expense of Rs. 37.17 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 437.05 crore, other operating expenses of Rs. 112.04 crore and depreciation & amortisation of Rs. 80.57 crore. Reported under non-operating income/(expense): non-operating income of Rs. 7.34 crore and non-operating expense of Rs. 42.59 crore. Reported under income tax expense: current tax of Rs. 461.75 crore and deferred tax of Rs. 115.8 crore.

KBL profit and loss for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported net interest income of Rs. 1,086.72 crore, net fee and commission income of Rs. 209.81 crore, net trading income of Rs. 36.64 crore, other operating income of Rs. 58.51 crore, total operating income of Rs. 1,391.68 crore, impairment charge/(reversal) of Rs. 684.14 crore, net operating income of Rs. 707.54 crore, operating expenses of Rs. 591.26 crore, operating profit of Rs. 116.28 crore, non-operating income/(expense) of Rs. 2.5 crore, profit before income tax of Rs. 118.79 crore, income tax expense of Rs. 102.93 crore and profit for the year of Rs. 15.86 crore.

Reported under net interest income: interest income of Rs. 3,867.32 crore and interest expense of Rs. 2,780.6 crore. Reported under net fee and commission income: fee and commission income of Rs. 243.76 crore and fee and commission expense of Rs. 33.95 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 390.43 crore, other operating expenses of Rs. 115.13 crore and depreciation & amortisation of Rs. 85.69 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.68 crore and non-operating expense of Rs. 2.17 crore. Reported under income tax expense: current tax of Rs. 110.05 crore and deferred tax of Rs. 7.12 crore.

KBL balance sheet for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported total assets of Rs. 44,263.47 crore, total liabilities of Rs. 40,490.29 crore and total equity of Rs. 3,773.18 crore.

Reported under total assets: cash and cash equivalents of Rs. 3,573.48 crore, due from nepal rastra bank of Rs. 2,133.98 crore, placement with banks and fis of Rs. 1,338.77 crore, derivative financial instruments of Rs. 117.61 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 1,415.33 crore, loans and advances to customers of Rs. 26,032.24 crore, investment securities of Rs. 8,051.19 crore, current tax assets of Rs. 54.02 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 143.11 crore, investment property of Rs. 253.88 crore, property and equipment of Rs. 270.19 crore, goodwill and intangible assets of Rs. 18.9 crore, deferred tax assets of Rs. 109.36 crore and other assets of Rs. 751.41 crore. Reported under total liabilities: due to banks and fis of Rs. 1,100.88 crore, due to nepal rastra bank of Rs. 389.58 crore, derivative financial instruments of Rs. 116.86 crore, deposits from customers of Rs. 36,463.92 crore, borrowings of Rs. 138.06 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.31 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 882.51 crore, debt securities issued of Rs. 1,398.18 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 326.96 crore, reserves of Rs. 1,477.56 crore and non controlling interest of Rs. 0 crore.

KBL balance sheet for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported total assets of Rs. 40,993.84 crore, total liabilities of Rs. 37,460.71 crore and total equity of Rs. 3,533.14 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,962.89 crore, due from nepal rastra bank of Rs. 2,815.81 crore, placement with banks and fis of Rs. 142.29 crore, derivative financial instruments of Rs. 34.65 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 1,074.54 crore, loans and advances to customers of Rs. 26,843.13 crore, investment securities of Rs. 6,505.47 crore, current tax assets of Rs. 258.51 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 159.37 crore, investment property of Rs. 191.32 crore, property and equipment of Rs. 233.34 crore, goodwill and intangible assets of Rs. 22.52 crore, deferred tax assets of Rs. 10.53 crore and other assets of Rs. 739.47 crore. Reported under total liabilities: due to banks and fis of Rs. 1,431.13 crore, due to nepal rastra bank of Rs. 372.95 crore, derivative financial instruments of Rs. 35 crore, deposits from customers of Rs. 33,311.13 crore, borrowings of Rs. 134.06 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.3 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 778.08 crore, debt securities issued of Rs. 1,398.05 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 486.21 crore, reserves of Rs. 1,396.76 crore and non controlling interest of Rs. 0 crore.

KBL balance sheet for 2079/80

In the financial year 2079/80, Kumari Bank Limited reported total assets of Rs. 38,075.7 crore, total liabilities of Rs. 34,500.66 crore and total equity of Rs. 3,575.04 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,992.93 crore, due from nepal rastra bank of Rs. 1,346.09 crore, placement with banks and fis of Rs. 777.14 crore, derivative financial instruments of Rs. 18.48 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 975.43 crore, loans and advances to customers of Rs. 27,093.73 crore, investment securities of Rs. 4,310.79 crore, current tax assets of Rs. 139.53 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 154.49 crore, investment property of Rs. 126.32 crore, property and equipment of Rs. 252.98 crore, goodwill and intangible assets of Rs. 19.12 crore, deferred tax assets of Rs. 6.39 crore and other assets of Rs. 862.27 crore. Reported under total liabilities: due to banks and fis of Rs. 863.3 crore, due to nepal rastra bank of Rs. 149.65 crore, derivative financial instruments of Rs. 17.01 crore, deposits from customers of Rs. 31,604.71 crore, borrowings of Rs. 264.55 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.3 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 702.35 crore, debt securities issued of Rs. 898.8 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 178.02 crore, reserves of Rs. 1,130.47 crore and non controlling interest of Rs. 0 crore.

KBL cash flow for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 3,483.24 crore, net cash flow from investing activities (b) of Rs. 1,725.52 crore, net cash flow from financing activities (c) of Rs. 142.4 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,615.31 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,958.16 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 3,573.48 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,437.28 crore, fees and other income received of Rs. 303.33 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 103.42 crore, interest paid of Rs. 1,930.1 crore, commission and fees paid of Rs. 37.17 crore, cash payment to employees of Rs. 361.99 crore, other expense paid of Rs. 424.03 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,090.73 crore, due from nepal rastra bank of Rs. 681.83 crore, placement with banks and financial institutions of Rs. 1,196.48 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 340.79 crore, loan and advances to customers of Rs. 810.89 crore, other assets of Rs. 307.52 crore, due to banks and financial institutions of Rs. 310.86 crore, due to nepal rastra bank of Rs. 16.63 crore, deposit from customers of Rs. 3,152.78 crore, borrowings of Rs. 4 crore, other liabilities of Rs. 139.73 crore, net cash flow from operating activities before tax paid of Rs. 3,740.94 crore and income taxes paid of Rs. 257.71 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,577.32 crore, receipts from sale of investment securities of Rs. 10.14 crore, purchase of property and equipment of Rs. 182.61 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 3.06 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 21.21 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.14 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 142.54 crore and other receipt/payment of Rs. 0 crore.

KBL cash flow for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 1,920.2 crore, net cash flow from investing activities (b) of Rs. 2,349.99 crore, net cash flow from financing activities (c) of Rs. 400.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 29.26 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,992.15 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 1,962.89 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,598.48 crore, fees and other income received of Rs. 243.76 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 73.33 crore, interest paid of Rs. 2,682.13 crore, commission and fees paid of Rs. 33.95 crore, cash payment to employees of Rs. 376.03 crore, other expense paid of Rs. 840.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 16.88 crore, due from nepal rastra bank of Rs. 1,469.71 crore, placement with banks and financial institutions of Rs. 634.85 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 99.11 crore, loan and advances to customers of Rs. 250.6 crore, other assets of Rs. 372.42 crore, due to banks and financial institutions of Rs. 567.78 crore, due to nepal rastra bank of Rs. 223.3 crore, deposit from customers of Rs. 1,706.43 crore, borrowings of Rs. 130.49 crore, other liabilities of Rs. 110.64 crore, net cash flow from operating activities before tax paid of Rs. 2,149.82 crore and income taxes paid of Rs. 229.62 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,243.95 crore, receipts from sale of investment securities of Rs. 10.14 crore, purchase of property and equipment of Rs. 131.88 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 3.65 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 19.36 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 499.25 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 98.72 crore and other receipt/payment of Rs. 0 crore.

KBL cash flow for 2079/80

In the financial year 2079/80, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 86.57 crore, net cash flow from investing activities (b) of Rs. 900.04 crore, net cash flow from financing activities (c) of Rs. 45.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 231.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,760.99 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 1,992.93 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,708.45 crore, fees and other income received of Rs. 178.49 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 51.17 crore, interest paid of Rs. 2,248.9 crore, commission and fees paid of Rs. 27.16 crore, cash payment to employees of Rs. 207.79 crore, other expense paid of Rs. 902.78 crore, operating cash flows before changes in operating assets and liabilities of Rs. 448.5 crore, due from nepal rastra bank of Rs. 384.54 crore, placement with banks and financial institutions of Rs. 582.2 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 7.41 crore, loan and advances to customers of Rs. 368.92 crore, other assets of Rs. 859.79 crore, due to banks and financial institutions of Rs. 81.47 crore, due to nepal rastra bank of Rs. 6.44 crore, deposit from customers of Rs. 1,697.13 crore, borrowings of Rs. 131 crore, other liabilities of Rs. 640.36 crore, net cash flow from operating activities before tax paid of Rs. 168.1 crore and income taxes paid of Rs. 81.53 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 843.42 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 65.43 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 1.69 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 10.51 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 286.64 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 183.89 crore, interest paid of Rs. 57.72 crore and other receipt/payment of Rs. 0 crore.

KBL quarterly for Q1 2083/84

In the quarter Q1 2083/84, Kumari Bank Limited reported net interest income of Rs. 210.05 crore, net fee and commission income of Rs. 88.24 crore, net trading income of Rs. 25.72 crore, other operating income of Rs. 49.61 crore, total operating income of Rs. 373.62 crore, impairment charge/(reversal) of Rs. 45 crore, net operating income of Rs. 328.62 crore, operating expenses of Rs. 137.81 crore, operating profit of Rs. 190.81 crore, non-operating income/(expense) of Rs. 35.02 crore, profit before income tax of Rs. 155.79 crore, income tax expense of Rs. 46.73 crore and profit for the year of Rs. 109.07 crore.

Reported under net interest income: interest income of Rs. 619.52 crore and interest expense of Rs. 409.47 crore. Reported under net fee and commission income: fee and commission income of Rs. 97.54 crore and fee and commission expense of Rs. 9.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 93.42 crore, other operating expenses of Rs. 29.05 crore and depreciation & amortisation of Rs. 15.34 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.28 crore and non-operating expense of Rs. 35.3 crore. Reported under income tax expense: current tax of Rs. 48.34 crore and deferred tax of Rs. 1.62 crore.

KBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Kumari Bank Limited reported net interest income of Rs. 271.62 crore, net fee and commission income of Rs. 77.67 crore, net trading income of Rs. 32.03 crore, other operating income of Rs. 30.82 crore, total operating income of Rs. 350.5 crore, impairment charge/(reversal) of Rs. 300.69 crore, net operating income of Rs. 651.19 crore, operating expenses of Rs. 185.01 crore, operating profit of Rs. 466.18 crore, non-operating income/(expense) of Rs. 83.34 crore, profit before income tax of Rs. 382.84 crore, income tax expense of Rs. 66.59 crore and profit for the year of Rs. 316.24 crore.

Reported under net interest income: interest income of Rs. 688.66 crore and interest expense of Rs. 417.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 86.78 crore and fee and commission expense of Rs. 9.11 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 139.4 crore, other operating expenses of Rs. 31.61 crore and depreciation & amortisation of Rs. 14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 11.97 crore and non-operating expense of Rs. 95.32 crore. Reported under income tax expense: current tax of Rs. 67.46 crore and deferred tax of Rs. 0.87 crore.

KBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Kumari Bank Limited reported net interest income of Rs. 252.16 crore, net fee and commission income of Rs. 66.29 crore, net trading income of Rs. 24.68 crore, other operating income of Rs. 45.26 crore, total operating income of Rs. 388.39 crore, impairment charge/(reversal) of Rs. 5.95 crore, net operating income of Rs. 382.44 crore, operating expenses of Rs. 146.84 crore, operating profit of Rs. 235.61 crore, non-operating income/(expense) of Rs. 2.34 crore, profit before income tax of Rs. 233.26 crore, income tax expense of Rs. 71.82 crore and profit for the year of Rs. 161.45 crore.

Reported under net interest income: interest income of Rs. 640.53 crore and interest expense of Rs. 388.37 crore. Reported under net fee and commission income: fee and commission income of Rs. 73.9 crore and fee and commission expense of Rs. 7.61 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 103.63 crore, other operating expenses of Rs. 26.02 crore and depreciation & amortisation of Rs. 17.18 crore. Reported under non-operating income/(expense): non-operating income of Rs. 5.88 crore and non-operating expense of Rs. 8.22 crore. Reported under income tax expense: current tax of Rs. 66.11 crore and deferred tax of Rs. 5.71 crore.

KBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Kumari Bank Limited reported net interest income of Rs. 387.67 crore, net fee and commission income of Rs. 76 crore, net trading income of Rs. 16.67 crore, other operating income of Rs. 29.63 crore, total operating income of Rs. 509.97 crore, impairment charge/(reversal) of Rs. 24.33 crore, net operating income of Rs. 485.63 crore, operating expenses of Rs. 184.11 crore, operating profit of Rs. 301.52 crore, non-operating income/(expense) of Rs. 2.89 crore, profit before income tax of Rs. 298.63 crore, income tax expense of Rs. 125.82 crore and profit for the year of Rs. 172.81 crore.

Reported under net interest income: interest income of Rs. 784.5 crore and interest expense of Rs. 396.83 crore. Reported under net fee and commission income: fee and commission income of Rs. 84.56 crore and fee and commission expense of Rs. 8.56 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 142.58 crore, other operating expenses of Rs. 23.61 crore and depreciation & amortisation of Rs. 17.92 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.58 crore and non-operating expense of Rs. 3.47 crore. Reported under income tax expense: current tax of Rs. 116.93 crore and deferred tax of Rs. 8.9 crore.

KBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

KBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

KBL Cash Flow

Values in Rs. Crore unless stated otherwise.

KBL Quarterly Results

Figures from Kumari Bank Limited's quarterly reports, most recent quarter first.

Values in Rs. Crore unless stated otherwise.

Kumari Bank share price history

Over the last 15 trading sessions KBL closed between Rs. 222.80 and Rs. 243.10, finishing at Rs. 232.20 on 2026-11-02 against Rs. 222.80 on 2026-10-05.

KBL share price by year

2026, between Rs. 177.80 and Rs. 256.00, 2025, between Rs. 175.50 and Rs. 233.50, 2024, between Rs. 129.60 and Rs. 272.90, 2023, between Rs. 148.20 and Rs. 211.60, 2022, between Rs. 176.50 and Rs. 296.50 and 2021, between Rs. 223.00 and Rs. 389.62.

Kumari Bank share price returns

At Rs. 232.20 on 2026-11-02, KBL is down 2.03% over 1 week, up 2.97% over 1 month, up 4.69% over 3 months, up 7.25% over 6 months, up 22.86% over 1 year and down 14.54% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

KBL floorsheet for 2026-11-02

KBL traded 1,042 times on 2026-11-02, moving 11,93,164 shares for Rs. 27.91 crore of turnover. Trades went through between Rs. 230.00 and Rs. 240.00.

Largest buyers by volume: broker 58, Naasa Securities Co. Ltd. on 5,30,266 shares across 146 trades, broker 52, Sundhara Securities Limited on 67,470 shares across 9 trades, broker 64, Sun Securities Pvt. Ltd on 56,050 shares across 19 trades, broker 14, Nepal Stock House Pvt. Limited on 55,763 shares across 65 trades, broker 21, Midas Stock Broking Company Pvt. Limited on 31,012 shares across 34 trades, broker 81, Aakashbhairab Securities Ltd. on 29,529 shares across 9 trades, broker 17, ABC Securities Pvt. Limited on 29,208 shares across 36 trades, broker 65, Sharepro Securities Private Limited on 27,529 shares across 25 trades, broker 48, Trishakti Securities Public Limited on 26,010 shares across 26 trades and broker 43, South Asian Bulls Pvt.Limited on 22,850 shares across 14 trades.

Largest sellers by volume: broker 34, Vision Securities Pvt.Limited on 4,66,810 shares across 197 trades, broker 75, NIMB Stock Markets Limited on 1,33,085 shares across 20 trades, broker 65, Sharepro Securities Private Limited on 1,00,885 shares across 19 trades, broker 96, Himalayan Securities Limited on 62,980 shares across 44 trades, broker 58, Naasa Securities Co. Ltd. on 47,076 shares across 99 trades, broker 16, Primo Securities Pvt. Limited on 22,984 shares across 33 trades, broker 77, Nabil Stock Dealer Limited on 20,706 shares across 16 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 20,482 shares across 34 trades, broker 50, Crystal Kanchenjunga Securities Pvt.Ltd on 18,657 shares across 14 trades and broker 1, Kumari Securities Pvt. Limited on 18,049 shares across 23 trades.

KBL dividend history: bonus shares and cash dividend

Kumari Bank Limited most recently declared a 6% bonus share issue and a 2.1053% cash dividend, 8.1053% in total for 2082/2083, announced on 2026-10-15. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Kumari Bank Limited declared a 6% bonus share issue and a 2.1053% cash dividend, 8.1053% in total, announced on 2026-10-15.

For 2078/2079 Kumari Bank Limited declared a 12.5% cash dividend, announced on 2022-09-30.

KBL general meetings

Annual and special general meetings Kumari Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 26th AGM for 2082/2083: on 2026-10-14
• 25th AGM for 2081/2082: on 2026-01-14, at Amrapali Banquet, Thirbam Sadak, Bhatbhateni, Kathmandu (11:00 AM)
• 24th AGM for 2080/2081: on 2025-02-03, at Tribhuvan Army Officers Club, Tundikhel, Kathmandu (11:00 AM)

6 years of annual statements and 12 quarters of results for KBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

Other Commercial Banks companies on NEPSE

• Laxmi Sunrise Bank Limited (LSL) share price
• Machhapuchhre Bank Limited (MBL) share price
• Nabil Bank Limited (NABIL) share price
• Nepal Bank Limited (NBL) share price
• NIC Asia Bank Ltd. (NICA) share price
• Nepal Investment Mega Bank Limited (NIMB) share price
• NMB Bank Limited (NMB) share price
• Prime Commercial Bank Ltd. (PCBL) share price
• Prabhu Bank Limited (PRVU) share price
• Sanima Bank Limited (SANIMA) share price
• Nepal SBI Bank Limited (SBI) share price
• Siddhartha Bank Limited (SBL) share price
• Standard Chartered Bank Limited (SCB) share price
• Agricultural Development Bank Limited (ADBL) share price
• Citizens Bank International Limited (CZBIL) share price
• Everest Bank Limited (EBL) share price
• Global IME Bank Limited (GBIME) share price
• Himalayan Bank Limited (HBL) share price

All commercial banks on NEPSE

More on NepView

• NEPSE today: live index, share prices and market summary
• All NEPSE listed companies
• NEPSE floorsheet: every trade by broker and symbol
• Open and upcoming IPOs in Nepal
• NEPSE technical analysis: RSI, MACD and moving averages
• Learn NEPSE investing