Kumari Bank Limited (KBL) Share Price & Fundamentals

Kumari Bank (KBL) share price is Rs. 236.20, up 2.25% on 2026-10-12. Open Rs. 230.00. High Rs. 238.00. Low Rs. 230.00. Volume 1,068,987.

Kumari Bank Limited is a NEPSE-listed company (KBL), Commercial Banks sector. Revenue: Rs. 1,677.93 Crore. Net profit: Rs. 759.3 Crore. Net worth: Rs. 3,773.18 Crore.

About Kumari Bank Limited

Kumari Bank Limited (KBL) has 26,22,58,613 shares outstanding.

Company website: www.kumaribank.com.

KBL key metrics

KBL strengths

What Kumari Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Lends out 71.4% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• Profit grew 285.7% on last year. (Growth)
• Bad-loan charges come to -8.6% of income, so borrowers are paying back well. (Asset Quality)
• Turns 45.3% of its income into profit once every cost is paid. (Profitability)
• Keeps 68.5% of income as profit from everyday banking, before tax. (Profitability)
• 18.2% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Only 0.3% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
• Each share earned Rs 28.95 of profit over the year. (Shareholder Returns)
• 90.1% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 71.7% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Loans are 58.8% of what the bank owns, a balanced mix alongside other assets. (Asset Quality)
• 10.1% of income comes from sources other than interest, which spreads the risk. (Margins & Income Quality)

KBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 5.2%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.4%, so its assets are not producing much. (Profitability)
• Makes only 2.6% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• The loan book moved -3%, so lending is not expanding. (Growth)
• Each share is backed by only Rs 143.87 of net worth. (Shareholder Returns)
• Only 8.5% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Income from lending moved 3.3%, so the core business is not growing. (Growth)
• Owns 11.73x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• Deposits moved 9.5%, so its cheapest source of funding is not growing. (Growth)
• Total income moved 8.1% on last year. (Growth)
• Staff costs take 29.6% of income, a heavy load on earnings. (Efficiency)
• The bank's size moved 8% over the year. (Shareholder Returns)

KBL Q4 2082/83 results

In Q4 2082/83 Kumari Bank Limited reported profit of Rs. 316.24 crore and total operating income of Rs. 350.5 crore. Profit in Q3 2082/83 was Rs. 161.45 crore. Profit grew 95.88% on the previous quarter. Total operating income fell 9.76% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 136.81 crore. Profit grew 131.16% on the same quarter last year. Total operating income fell 17.16% on the same quarter last year.

KBL annual results 2082/83

For the financial year 2082/83 Kumari Bank Limited reported net profit of Rs. 759.3 crore, total operating income of Rs. 1,677.93 crore and net worth of Rs. 3,773.18 crore. Net profit in 2081/82 was Rs. 196.87 crore. Net profit grew 285.68% on the year. Total operating income grew 8.05% on the year.

KBL profit and loss for 2082/83

In the financial year 2082/83, Kumari Bank Limited reported net interest income of Rs. 1,203.14 crore, net fee and commission income of Rs. 304.89 crore, net trading income of Rs. 88.02 crore, other operating income of Rs. 81.89 crore, total operating income of Rs. 1,677.93 crore, impairment charge/(reversal) of Rs. 144 crore, net operating income of Rs. 1,821.92 crore, operating expenses of Rs. 672.56 crore, operating profit of Rs. 1,149.37 crore, non-operating income/(expense) of Rs. 88.26 crore, profit before income tax of Rs. 1,061.1 crore, income tax expense of Rs. 301.8 crore and profit for the year of Rs. 759.3 crore.

Reported under net interest income: interest income of Rs. 2,847.78 crore and interest expense of Rs. 1,644.64 crore. Reported under net fee and commission income: fee and commission income of Rs. 339.7 crore and fee and commission expense of Rs. 34.82 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 496.11 crore, other operating expenses of Rs. 108.48 crore and depreciation & amortisation of Rs. 67.96 crore. Reported under non-operating income/(expense): non-operating income of Rs. 18.75 crore and non-operating expense of Rs. 107.01 crore. Reported under income tax expense: current tax of Rs. 295.19 crore and deferred tax of Rs. 6.61 crore.

KBL profit and loss for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported net interest income of Rs. 1,165.18 crore, net fee and commission income of Rs. 266.16 crore, net trading income of Rs. 45.32 crore, other operating income of Rs. 76.22 crore, total operating income of Rs. 1,552.88 crore, impairment charge/(reversal) of Rs. 345.14 crore, net operating income of Rs. 1,207.74 crore, operating expenses of Rs. 629.66 crore, operating profit of Rs. 578.08 crore, non-operating income/(expense) of Rs. 35.26 crore, profit before income tax of Rs. 542.82 crore, income tax expense of Rs. 345.95 crore and profit for the year of Rs. 196.87 crore.

Reported under net interest income: interest income of Rs. 3,238.75 crore and interest expense of Rs. 2,073.56 crore. Reported under net fee and commission income: fee and commission income of Rs. 303.33 crore and fee and commission expense of Rs. 37.17 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 437.05 crore, other operating expenses of Rs. 112.04 crore and depreciation & amortisation of Rs. 80.57 crore. Reported under non-operating income/(expense): non-operating income of Rs. 7.34 crore and non-operating expense of Rs. 42.59 crore. Reported under income tax expense: current tax of Rs. 461.75 crore and deferred tax of Rs. 115.8 crore.

KBL profit and loss for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported net interest income of Rs. 1,086.72 crore, net fee and commission income of Rs. 209.81 crore, net trading income of Rs. 36.64 crore, other operating income of Rs. 58.51 crore, total operating income of Rs. 1,391.68 crore, impairment charge/(reversal) of Rs. 684.14 crore, net operating income of Rs. 707.54 crore, operating expenses of Rs. 591.26 crore, operating profit of Rs. 116.28 crore, non-operating income/(expense) of Rs. 2.5 crore, profit before income tax of Rs. 118.79 crore, income tax expense of Rs. 102.93 crore and profit for the year of Rs. 15.86 crore.

Reported under net interest income: interest income of Rs. 3,867.32 crore and interest expense of Rs. 2,780.6 crore. Reported under net fee and commission income: fee and commission income of Rs. 243.76 crore and fee and commission expense of Rs. 33.95 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 390.43 crore, other operating expenses of Rs. 115.13 crore and depreciation & amortisation of Rs. 85.69 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.68 crore and non-operating expense of Rs. 2.17 crore. Reported under income tax expense: current tax of Rs. 110.05 crore and deferred tax of Rs. 7.12 crore.

KBL balance sheet for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported total assets of Rs. 44,263.47 crore, total liabilities of Rs. 40,490.29 crore and total equity of Rs. 3,773.18 crore.

Reported under total assets: cash and cash equivalents of Rs. 3,573.48 crore, due from nepal rastra bank of Rs. 2,133.98 crore, placement with banks and fis of Rs. 1,338.77 crore, derivative financial instruments of Rs. 117.61 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 1,415.33 crore, loans and advances to customers of Rs. 26,032.24 crore, investment securities of Rs. 8,051.19 crore, current tax assets of Rs. 54.02 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 143.11 crore, investment property of Rs. 253.88 crore, property and equipment of Rs. 270.19 crore, goodwill and intangible assets of Rs. 18.9 crore, deferred tax assets of Rs. 109.36 crore and other assets of Rs. 751.41 crore. Reported under total liabilities: due to banks and fis of Rs. 1,100.88 crore, due to nepal rastra bank of Rs. 389.58 crore, derivative financial instruments of Rs. 116.86 crore, deposits from customers of Rs. 36,463.92 crore, borrowings of Rs. 138.06 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.31 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 882.51 crore, debt securities issued of Rs. 1,398.18 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 326.96 crore, reserves of Rs. 1,477.56 crore and non controlling interest of Rs. 0 crore.

KBL balance sheet for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported total assets of Rs. 40,993.84 crore, total liabilities of Rs. 37,460.71 crore and total equity of Rs. 3,533.14 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,962.89 crore, due from nepal rastra bank of Rs. 2,815.81 crore, placement with banks and fis of Rs. 142.29 crore, derivative financial instruments of Rs. 34.65 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 1,074.54 crore, loans and advances to customers of Rs. 26,843.13 crore, investment securities of Rs. 6,505.47 crore, current tax assets of Rs. 258.51 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 159.37 crore, investment property of Rs. 191.32 crore, property and equipment of Rs. 233.34 crore, goodwill and intangible assets of Rs. 22.52 crore, deferred tax assets of Rs. 10.53 crore and other assets of Rs. 739.47 crore. Reported under total liabilities: due to banks and fis of Rs. 1,431.13 crore, due to nepal rastra bank of Rs. 372.95 crore, derivative financial instruments of Rs. 35 crore, deposits from customers of Rs. 33,311.13 crore, borrowings of Rs. 134.06 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.3 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 778.08 crore, debt securities issued of Rs. 1,398.05 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 486.21 crore, reserves of Rs. 1,396.76 crore and non controlling interest of Rs. 0 crore.

KBL balance sheet for 2079/80

In the financial year 2079/80, Kumari Bank Limited reported total assets of Rs. 38,075.7 crore, total liabilities of Rs. 34,500.66 crore and total equity of Rs. 3,575.04 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,992.93 crore, due from nepal rastra bank of Rs. 1,346.09 crore, placement with banks and fis of Rs. 777.14 crore, derivative financial instruments of Rs. 18.48 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 975.43 crore, loans and advances to customers of Rs. 27,093.73 crore, investment securities of Rs. 4,310.79 crore, current tax assets of Rs. 139.53 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 154.49 crore, investment property of Rs. 126.32 crore, property and equipment of Rs. 252.98 crore, goodwill and intangible assets of Rs. 19.12 crore, deferred tax assets of Rs. 6.39 crore and other assets of Rs. 862.27 crore. Reported under total liabilities: due to banks and fis of Rs. 863.3 crore, due to nepal rastra bank of Rs. 149.65 crore, derivative financial instruments of Rs. 17.01 crore, deposits from customers of Rs. 31,604.71 crore, borrowings of Rs. 264.55 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0.3 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 702.35 crore, debt securities issued of Rs. 898.8 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 2,622.59 crore, share premium of Rs. 0 crore, retained earnings of Rs. 178.02 crore, reserves of Rs. 1,130.47 crore and non controlling interest of Rs. 0 crore.

KBL cash flow for 2081/82

In the financial year 2081/82, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 3,483.24 crore, net cash flow from investing activities (b) of Rs. 1,725.52 crore, net cash flow from financing activities (c) of Rs. 142.4 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,615.31 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,958.16 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 3,573.48 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,437.28 crore, fees and other income received of Rs. 303.33 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 103.42 crore, interest paid of Rs. 1,930.1 crore, commission and fees paid of Rs. 37.17 crore, cash payment to employees of Rs. 361.99 crore, other expense paid of Rs. 424.03 crore, operating cash flows before changes in operating assets and liabilities of Rs. 1,090.73 crore, due from nepal rastra bank of Rs. 681.83 crore, placement with banks and financial institutions of Rs. 1,196.48 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 340.79 crore, loan and advances to customers of Rs. 810.89 crore, other assets of Rs. 307.52 crore, due to banks and financial institutions of Rs. 310.86 crore, due to nepal rastra bank of Rs. 16.63 crore, deposit from customers of Rs. 3,152.78 crore, borrowings of Rs. 4 crore, other liabilities of Rs. 139.73 crore, net cash flow from operating activities before tax paid of Rs. 3,740.94 crore and income taxes paid of Rs. 257.71 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,577.32 crore, receipts from sale of investment securities of Rs. 10.14 crore, purchase of property and equipment of Rs. 182.61 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 3.06 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 21.21 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.14 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 142.54 crore and other receipt/payment of Rs. 0 crore.

KBL cash flow for 2080/81

In the financial year 2080/81, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 1,920.2 crore, net cash flow from investing activities (b) of Rs. 2,349.99 crore, net cash flow from financing activities (c) of Rs. 400.53 crore, net increase/(decrease) in cash and cash equivalents of Rs. 29.26 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,992.15 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 1,962.89 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 3,598.48 crore, fees and other income received of Rs. 243.76 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 73.33 crore, interest paid of Rs. 2,682.13 crore, commission and fees paid of Rs. 33.95 crore, cash payment to employees of Rs. 376.03 crore, other expense paid of Rs. 840.34 crore, operating cash flows before changes in operating assets and liabilities of Rs. 16.88 crore, due from nepal rastra bank of Rs. 1,469.71 crore, placement with banks and financial institutions of Rs. 634.85 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 99.11 crore, loan and advances to customers of Rs. 250.6 crore, other assets of Rs. 372.42 crore, due to banks and financial institutions of Rs. 567.78 crore, due to nepal rastra bank of Rs. 223.3 crore, deposit from customers of Rs. 1,706.43 crore, borrowings of Rs. 130.49 crore, other liabilities of Rs. 110.64 crore, net cash flow from operating activities before tax paid of Rs. 2,149.82 crore and income taxes paid of Rs. 229.62 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 2,243.95 crore, receipts from sale of investment securities of Rs. 10.14 crore, purchase of property and equipment of Rs. 131.88 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 3.65 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 19.36 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 499.25 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 98.72 crore and other receipt/payment of Rs. 0 crore.

KBL cash flow for 2079/80

In the financial year 2079/80, Kumari Bank Limited reported net cash flow from operating activities (a) of Rs. 86.57 crore, net cash flow from investing activities (b) of Rs. 900.04 crore, net cash flow from financing activities (c) of Rs. 45.03 crore, net increase/(decrease) in cash and cash equivalents of Rs. 231.94 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,760.99 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 1,992.93 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 2,708.45 crore, fees and other income received of Rs. 178.49 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 51.17 crore, interest paid of Rs. 2,248.9 crore, commission and fees paid of Rs. 27.16 crore, cash payment to employees of Rs. 207.79 crore, other expense paid of Rs. 902.78 crore, operating cash flows before changes in operating assets and liabilities of Rs. 448.5 crore, due from nepal rastra bank of Rs. 384.54 crore, placement with banks and financial institutions of Rs. 582.2 crore, other trading assets of Rs. 0 crore, loan and advances to banks and financial institutions of Rs. 7.41 crore, loan and advances to customers of Rs. 368.92 crore, other assets of Rs. 859.79 crore, due to banks and financial institutions of Rs. 81.47 crore, due to nepal rastra bank of Rs. 6.44 crore, deposit from customers of Rs. 1,697.13 crore, borrowings of Rs. 131 crore, other liabilities of Rs. 640.36 crore, net cash flow from operating activities before tax paid of Rs. 168.1 crore and income taxes paid of Rs. 81.53 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 843.42 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 65.43 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 1.69 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 0 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 0 crore and dividend received of Rs. 10.51 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 286.64 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 183.89 crore, interest paid of Rs. 57.72 crore and other receipt/payment of Rs. 0 crore.

KBL quarterly for Q4 2082/83

In the quarter Q4 2082/83, Kumari Bank Limited reported net interest income of Rs. 271.62 crore, net fee and commission income of Rs. 77.67 crore, net trading income of Rs. 32.03 crore, other operating income of Rs. 30.82 crore, total operating income of Rs. 350.5 crore, impairment charge/(reversal) of Rs. 300.69 crore, net operating income of Rs. 651.19 crore, operating expenses of Rs. 185.01 crore, operating profit of Rs. 466.18 crore, non-operating income/(expense) of Rs. 83.34 crore, profit before income tax of Rs. 382.84 crore, income tax expense of Rs. 66.59 crore and profit for the year of Rs. 316.24 crore.

Reported under net interest income: interest income of Rs. 688.66 crore and interest expense of Rs. 417.04 crore. Reported under net fee and commission income: fee and commission income of Rs. 86.78 crore and fee and commission expense of Rs. 9.11 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 139.4 crore, other operating expenses of Rs. 31.61 crore and depreciation & amortisation of Rs. 14 crore. Reported under non-operating income/(expense): non-operating income of Rs. 11.97 crore and non-operating expense of Rs. 95.32 crore. Reported under income tax expense: current tax of Rs. 67.46 crore and deferred tax of Rs. 0.87 crore.

KBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Kumari Bank Limited reported net interest income of Rs. 252.16 crore, net fee and commission income of Rs. 66.29 crore, net trading income of Rs. 24.68 crore, other operating income of Rs. 45.26 crore, total operating income of Rs. 388.39 crore, impairment charge/(reversal) of Rs. 5.95 crore, net operating income of Rs. 382.44 crore, operating expenses of Rs. 146.84 crore, operating profit of Rs. 235.61 crore, non-operating income/(expense) of Rs. 2.34 crore, profit before income tax of Rs. 233.26 crore, income tax expense of Rs. 71.82 crore and profit for the year of Rs. 161.45 crore.

Reported under net interest income: interest income of Rs. 640.53 crore and interest expense of Rs. 388.37 crore. Reported under net fee and commission income: fee and commission income of Rs. 73.9 crore and fee and commission expense of Rs. 7.61 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 103.63 crore, other operating expenses of Rs. 26.02 crore and depreciation & amortisation of Rs. 17.18 crore. Reported under non-operating income/(expense): non-operating income of Rs. 5.88 crore and non-operating expense of Rs. 8.22 crore. Reported under income tax expense: current tax of Rs. 66.11 crore and deferred tax of Rs. 5.71 crore.

KBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Kumari Bank Limited reported net interest income of Rs. 387.67 crore, net fee and commission income of Rs. 76 crore, net trading income of Rs. 16.67 crore, other operating income of Rs. 29.63 crore, total operating income of Rs. 509.97 crore, impairment charge/(reversal) of Rs. 24.33 crore, net operating income of Rs. 485.63 crore, operating expenses of Rs. 184.11 crore, operating profit of Rs. 301.52 crore, non-operating income/(expense) of Rs. 2.89 crore, profit before income tax of Rs. 298.63 crore, income tax expense of Rs. 125.82 crore and profit for the year of Rs. 172.81 crore.

Reported under net interest income: interest income of Rs. 784.5 crore and interest expense of Rs. 396.83 crore. Reported under net fee and commission income: fee and commission income of Rs. 84.56 crore and fee and commission expense of Rs. 8.56 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 142.58 crore, other operating expenses of Rs. 23.61 crore and depreciation & amortisation of Rs. 17.92 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.58 crore and non-operating expense of Rs. 3.47 crore. Reported under income tax expense: current tax of Rs. 116.93 crore and deferred tax of Rs. 8.9 crore.

KBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Kumari Bank Limited reported net interest income of Rs. 291.69 crore, net fee and commission income of Rs. 84.92 crore, net trading income of Rs. 14.65 crore, other operating income of Rs. 37.82 crore, total operating income of Rs. 429.07 crore, impairment charge/(reversal) of Rs. 126.41 crore, net operating income of Rs. 302.66 crore, operating expenses of Rs. 156.6 crore, operating profit of Rs. 146.06 crore, non-operating income/(expense) of Rs. 0.31 crore, profit before income tax of Rs. 146.37 crore, income tax expense of Rs. 37.57 crore and profit for the year of Rs. 108.8 crore.

Reported under net interest income: interest income of Rs. 734.09 crore and interest expense of Rs. 442.4 crore. Reported under net fee and commission income: fee and commission income of Rs. 94.46 crore and fee and commission expense of Rs. 9.54 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 110.5 crore, other operating expenses of Rs. 27.24 crore and depreciation & amortisation of Rs. 18.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.32 crore and non-operating expense of Rs. 0.01 crore. Reported under income tax expense: current tax of Rs. 44.69 crore and deferred tax of Rs. 7.13 crore.

KBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

KBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

KBL Cash Flow

Values in Rs. Crore unless stated otherwise.

KBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Kumari Bank share price history

Over the last 15 trading sessions KBL closed between Rs. 222.80 and Rs. 236.20, finishing at Rs. 236.20 on 2026-10-12 against Rs. 227.00 on 2026-09-18.

KBL share price by year

2026, between Rs. 177.80 and Rs. 256.00, 2025, between Rs. 175.50 and Rs. 233.50, 2024, between Rs. 129.60 and Rs. 272.90, 2023, between Rs. 148.20 and Rs. 211.60, 2022, between Rs. 176.50 and Rs. 296.50 and 2021, between Rs. 223.00 and Rs. 389.62.

Kumari Bank share price returns

At Rs. 236.20 on 2026-10-12, KBL is up 6.01% over 1 week, up 9.86% over 1 month, up 13.18% over 3 months, up 1.37% over 6 months, up 27.68% over 1 year and down 13.66% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

KBL floorsheet for 2026-10-12

KBL traded 1,890 times on 2026-10-12, moving 10,68,987 shares for Rs. 25.2 crore of turnover. Trades went through between Rs. 230.00 and Rs. 238.00.

Largest buyers by volume: broker 65, Sharepro Securities Private Limited on 2,54,900 shares across 271 trades, broker 58, Naasa Securities Co. Ltd. on 1,46,856 shares across 288 trades, broker 52, Sundhara Securities Limited on 91,977 shares across 138 trades, broker 4, Stock Broker Opal Securities Investment Pvt. Limited on 68,902 shares across 50 trades, broker 34, Vision Securities Pvt.Limited on 53,409 shares across 89 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 52,160 shares across 77 trades, broker 77, Nabil Stock Dealer Limited on 50,130 shares across 91 trades, broker 17, ABC Securities Pvt. Limited on 37,312 shares across 84 trades, broker 62, Capital Max Securities Limited on 34,033 shares across 67 trades and broker 6, Agrawal Securities Pvt. Limited on 23,288 shares across 40 trades.

Largest sellers by volume: broker 58, Naasa Securities Co. Ltd. on 1,15,958 shares across 223 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 88,275 shares across 62 trades, broker 42, Sani Securities Company Limited on 37,697 shares across 87 trades, broker 45, Imperial Securities Co. Limited on 37,457 shares across 77 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 36,645 shares across 65 trades, broker 38, Dipshika Dhitopatra Karobar Co. Pvt.Limited on 32,606 shares across 44 trades, broker 80, Indira Securities Pvt. Ltd on 30,710 shares across 33 trades, broker 34, Vision Securities Pvt.Limited on 30,354 shares across 62 trades, broker 49, Online Securities Limited on 28,912 shares across 70 trades and broker 33, Dakshinkali Investment Securities Pvt.Limited on 28,883 shares across 20 trades.

KBL dividend history: bonus shares and cash dividend

Kumari Bank Limited most recently declared a 6% bonus share issue and a 2.1053% cash dividend, 8.1053% in total for 2082/2083, announced on 2026-09-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Kumari Bank Limited declared a 6% bonus share issue and a 2.1053% cash dividend, 8.1053% in total, announced on 2026-09-22.

For 2078/2079 Kumari Bank Limited declared a 12.5% cash dividend, announced on 2022-09-30.

KBL general meetings

Annual and special general meetings Kumari Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 25th AGM for 2081/2082: on 2026-01-14, at Amrapali Banquet, Thirbam Sadak, Bhatbhateni, Kathmandu (11:00 AM)
• 24th AGM for 2080/2081: on 2025-02-03, at Tribhuvan Army Officers Club, Tundikhel, Kathmandu (11:00 AM)
• 23rd AGM for 2079/2080: on 2024-02-11, at Tribhuvan Army Officers Club, Tundikhel, Kathmandu (11:00 AM)

6 years of annual statements and 12 quarters of results for KBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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