Nepal Bank (NBL) share price is Rs. 300.10, up 1.04% on 2026-10-12. Open Rs. 295.00. High Rs. 302.00. Low Rs. 295.00. Volume 261,542.
Nepal Bank Limited is a NEPSE-listed company (NBL), Commercial Banks sector. Revenue: Rs. 1,209 Crore. Net profit: Rs. 450.02 Crore. Net worth: Rs. 3,761.67 Crore.
Nepal Bank Limited is the first bank of Nepal, established on 15 November 1937 (30 Kartik 1994 BS) under the principle of joint venture between the Government of Nepal and the general public. It is a public company licensed by Nepal Rastra Bank to conduct banking transactions as a class 'A' financial institution under the Bank and Financial Institution Act 2073, with its head office at Dharmapath, Kathmandu, and branch offices across the country. The Government of Nepal holds 51 percent of the shares and the general public the remaining 49 percent.
Nepal Bank Limited (NBL) has 14,69,40,229 shares outstanding.
Company website: www.nepalbank.com.np.
| Market Cap | Rs. 4,409.68 Crore |
|---|---|
| P/E Ratio | 14.33 |
| P/E Ratio (TTM) | 9.80 |
| EPS | Rs. 20.95 |
| EPS (TTM) | Rs. 30.63 |
| Book Value | Rs. 256.00 |
| Dividend Yield | 0.00% |
| Face Value | Rs. 100.00 |
| 52 Week High | Rs. 302.90 |
| 52 Week Low | Rs. 235.00 |
What Nepal Bank Limited's own accounts show in its favour, graded against the rest of its sector.
What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.
In Q4 2082/83 Nepal Bank Limited reported profit of Rs. 170.72 crore and total operating income of Rs. 331.09 crore. Profit in Q3 2082/83 was Rs. 148.81 crore. Profit grew 14.72% on the previous quarter. Total operating income fell 3.47% on the previous quarter. Profit in Q4 2081/82, the same quarter a year earlier, was Rs. 98.95 crore. Profit grew 72.53% on the same quarter last year. Total operating income fell 1.91% on the same quarter last year.
For the financial year 2082/83 Nepal Bank Limited reported net profit of Rs. 450.02 crore, total operating income of Rs. 1,209 crore and net worth of Rs. 3,761.67 crore. Net profit in 2081/82 was Rs. 307.8 crore. Net profit grew 46.20% on the year. Total operating income grew 0.79% on the year.
In the financial year 2082/83, Nepal Bank Limited reported net interest income of Rs. 1,003.31 crore, net fee and commission income of Rs. 102.9 crore, net trading income of Rs. 33.86 crore, other operating income of Rs. 68.93 crore, total operating income of Rs. 1,209 crore, impairment charge/(reversal) of Rs. 101.65 crore, net operating income of Rs. 1,310.65 crore, operating expenses of Rs. 591.5 crore, operating profit of Rs. 719.15 crore, non-operating income/(expense) of Rs. 2.92 crore, profit before income tax of Rs. 716.23 crore, income tax expense of Rs. 266.21 crore and profit for the year of Rs. 450.02 crore.
Reported under net interest income: interest income of Rs. 2,195.38 crore and interest expense of Rs. 1,192.07 crore. Reported under net fee and commission income: fee and commission income of Rs. 138.95 crore and fee and commission expense of Rs. 36.05 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 449.92 crore, other operating expenses of Rs. 103.94 crore and depreciation & amortisation of Rs. 37.65 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.63 crore and non-operating expense of Rs. 3.55 crore. Reported under income tax expense: current tax of Rs. 153.11 crore and deferred tax of Rs. 113.09 crore.
In the financial year 2081/82, Nepal Bank Limited reported net interest income of Rs. 1,013.93 crore, net fee and commission income of Rs. 117.81 crore, net trading income of Rs. 20.22 crore, other operating income of Rs. 47.58 crore, total operating income of Rs. 1,199.53 crore, impairment charge/(reversal) of Rs. 225.44 crore, net operating income of Rs. 974.09 crore, operating expenses of Rs. 529.3 crore, operating profit of Rs. 444.8 crore, non-operating income/(expense) of Rs. 0.73 crore, profit before income tax of Rs. 445.53 crore, income tax expense of Rs. 137.73 crore and profit for the year of Rs. 307.8 crore.
Reported under net interest income: interest income of Rs. 2,312.25 crore and interest expense of Rs. 1,298.32 crore. Reported under net fee and commission income: fee and commission income of Rs. 147.38 crore and fee and commission expense of Rs. 29.57 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 386.04 crore, other operating expenses of Rs. 108.17 crore and depreciation & amortisation of Rs. 35.09 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.73 crore. Reported under income tax expense: current tax of Rs. 153.72 crore and deferred tax of Rs. 16 crore.
In the financial year 2080/81, Nepal Bank Limited reported net interest income of Rs. 863.48 crore, net fee and commission income of Rs. 110.77 crore, net trading income of Rs. 11.35 crore, other operating income of Rs. 47.13 crore, total operating income of Rs. 1,032.72 crore, impairment charge/(reversal) of Rs. 475.53 crore, net operating income of Rs. 557.2 crore, operating expenses of Rs. 488.85 crore, operating profit of Rs. 68.35 crore, non-operating income/(expense) of Rs. 8.24 crore, profit before income tax of Rs. 76.59 crore, income tax expense of Rs. 73.74 crore and profit for the year of Rs. 2.84 crore.
Reported under net interest income: interest income of Rs. 2,507.56 crore and interest expense of Rs. 1,644.08 crore. Reported under net fee and commission income: fee and commission income of Rs. 134.1 crore and fee and commission expense of Rs. 23.33 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 355.48 crore, other operating expenses of Rs. 95.37 crore and depreciation & amortisation of Rs. 38 crore. Reported under non-operating income/(expense): non-operating income of Rs. 8.24 crore. Reported under income tax expense: current tax of Rs. 40.32 crore and deferred tax of Rs. 33.43 crore.
In the financial year 2081/82, Nepal Bank Limited reported total assets of Rs. 39,864.17 crore, total liabilities of Rs. 36,102.5 crore and total equity of Rs. 3,761.67 crore.
Reported under total assets: cash and cash equivalents of Rs. 4,980.72 crore, due from nepal rastra bank of Rs. 1,819.34 crore, placement with banks and fis of Rs. 687.12 crore, derivative financial instruments of Rs. 663.47 crore, other trading assets of Rs. 17.73 crore, loans and advances to banks and fis of Rs. 718.09 crore, loans and advances to customers of Rs. 22,049.98 crore, investment securities of Rs. 6,072.84 crore, current tax assets of Rs. 256.96 crore, investment in associates of Rs. 370.59 crore, investment property of Rs. 26.42 crore, property and equipment of Rs. 1,350.21 crore, goodwill and intangible assets of Rs. 2.36 crore and other assets of Rs. 848.33 crore. Reported under total liabilities: due to banks and fis of Rs. 478.25 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 661.79 crore, deposits from customers of Rs. 33,209.24 crore, borrowings of Rs. 0 crore, provisions of Rs. 13.88 crore, deferred tax liabilities of Rs. 340.93 crore, other liabilities of Rs. 1,048.86 crore and debt securities issued of Rs. 349.56 crore. Reported under total equity: share capital of Rs. 1,469.4 crore, share premium of Rs. 0 crore, retained earnings of Rs. 141.86 crore and reserves of Rs. 2,434.12 crore.
In the financial year 2080/81, Nepal Bank Limited reported total assets of Rs. 34,035.32 crore, total liabilities of Rs. 30,471.75 crore and total equity of Rs. 3,563.57 crore.
Reported under total assets: cash and cash equivalents of Rs. 3,570.51 crore, due from nepal rastra bank of Rs. 2,154.55 crore, placement with banks and fis of Rs. 411.54 crore, derivative financial instruments of Rs. 333.5 crore, other trading assets of Rs. 9.93 crore, loans and advances to banks and fis of Rs. 701.35 crore, loans and advances to customers of Rs. 19,466.78 crore, investment securities of Rs. 4,527.56 crore, current tax assets of Rs. 292.7 crore, investment in associates of Rs. 319.15 crore, investment property of Rs. 20.57 crore, property and equipment of Rs. 1,330.29 crore, goodwill and intangible assets of Rs. 2.23 crore and other assets of Rs. 894.68 crore. Reported under total liabilities: due to banks and fis of Rs. 47.66 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 332.17 crore, deposits from customers of Rs. 28,308.37 crore, borrowings of Rs. 0 crore, provisions of Rs. 14.22 crore, deferred tax liabilities of Rs. 403.93 crore, other liabilities of Rs. 1,015.91 crore and debt securities issued of Rs. 349.49 crore. Reported under total equity: share capital of Rs. 1,469.4 crore, share premium of Rs. 0 crore, retained earnings of Rs. 96.51 crore and reserves of Rs. 2,190.67 crore.
In the financial year 2079/80, Nepal Bank Limited reported total assets of Rs. 29,673.56 crore, total liabilities of Rs. 26,021.29 crore and total equity of Rs. 3,652.27 crore.
Reported under total assets: cash and cash equivalents of Rs. 865.65 crore, due from nepal rastra bank of Rs. 1,974.89 crore, placement with banks and fis of Rs. 58.25 crore, derivative financial instruments of Rs. 0.86 crore, other trading assets of Rs. 11.5 crore, loans and advances to banks and fis of Rs. 549.97 crore, loans and advances to customers of Rs. 17,855.66 crore, investment securities of Rs. 5,694.62 crore, current tax assets of Rs. 120.3 crore, investment in associates of Rs. 273.7 crore, investment property of Rs. 19.81 crore, property and equipment of Rs. 1,336.36 crore, goodwill and intangible assets of Rs. 3.18 crore and other assets of Rs. 908.82 crore. Reported under total liabilities: due to banks and fis of Rs. 127.54 crore, due to nepal rastra bank of Rs. 7 crore, derivative financial instruments of Rs. 0.85 crore, deposits from customers of Rs. 24,451.4 crore, borrowings of Rs. 26.23 crore, provisions of Rs. 24.79 crore, deferred tax liabilities of Rs. 408.26 crore, other liabilities of Rs. 625.78 crore and debt securities issued of Rs. 349.44 crore. Reported under total equity: share capital of Rs. 1,469.4 crore, share premium of Rs. 0 crore, retained earnings of Rs. 0.04 crore and reserves of Rs. 2,182.83 crore.
In the financial year 2081/82, Nepal Bank Limited reported net cash flow from operating activities (a) of Rs. 2,762.84 crore, net cash flow from investing activities (b) of Rs. 1,213.11 crore, net cash flow from financing activities (c) of Rs. 139.52 crore, net increase/(decrease) in cash and cash equivalents of Rs. 1,410.21 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 3,570.51 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 4,980.72 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,773.85 crore, fees and other income received of Rs. 147.38 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 65.28 crore, interest paid of Rs. 1,261.56 crore, commission and fees paid of Rs. 29.57 crore, cash payment to employees of Rs. 386.04 crore, other expense paid of Rs. 368.69 crore, operating cash flows before changes in operating assets and liabilities of Rs. 59.36 crore, due from nepal rastra bank of Rs. 335.2 crore, placement with banks and financial institutions of Rs. 275.58 crore, other trading assets of Rs. 337.78 crore, loan and advances to banks and financial institutions of Rs. 16.74 crore, loan and advances to customers of Rs. 2,583.2 crore, other assets of Rs. 178.47 crore, due to banks and financial institutions of Rs. 430.59 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 4,900.86 crore, borrowings of Rs. 0 crore, other liabilities of Rs. 355.35 crore, net cash flow from operating activities before tax paid of Rs. 2,927.83 crore and income taxes paid of Rs. 164.99 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,545.28 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 19.92 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.13 crore, purchase of investment properties of Rs. 5.85 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 354.83 crore and dividend received of Rs. 3.25 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 29.81 crore and other receipt/payment of Rs. 109.71 crore.
In the financial year 2080/81, Nepal Bank Limited reported net cash flow from operating activities (a) of Rs. 1,409.65 crore, net cash flow from investing activities (b) of Rs. 1,416.56 crore, net cash flow from financing activities (c) of Rs. 121.35 crore, net increase/(decrease) in cash and cash equivalents of Rs. 2,704.86 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 865.65 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 3,570.51 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 1,973.62 crore, fees and other income received of Rs. 134.1 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 66 crore, interest paid of Rs. 1,607.24 crore, commission and fees paid of Rs. 23.33 crore, cash payment to employees of Rs. 355.48 crore, other expense paid of Rs. 608.9 crore, operating cash flows before changes in operating assets and liabilities of Rs. 421.23 crore, due from nepal rastra bank of Rs. 179.66 crore, placement with banks and financial institutions of Rs. 353.29 crore, other trading assets of Rs. 331.06 crore, loan and advances to banks and financial institutions of Rs. 151.38 crore, loan and advances to customers of Rs. 1,611.12 crore, other assets of Rs. 260.11 crore, due to banks and financial institutions of Rs. 79.89 crore, due to nepal rastra bank of Rs. 7 crore, deposit from customers of Rs. 3,856.97 crore, borrowings of Rs. 26.23 crore, other liabilities of Rs. 703.9 crore, net cash flow from operating activities before tax paid of Rs. 1,660.13 crore and income taxes paid of Rs. 250.48 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,053.84 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 6.07 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.96 crore, purchase of investment properties of Rs. 0.76 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 355.73 crore and dividend received of Rs. 0.72 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 29.81 crore and other receipt/payment of Rs. 91.54 crore.
In the financial year 2079/80, Nepal Bank Limited reported net cash flow from operating activities (a) of Rs. 1,643.91 crore, net cash flow from investing activities (b) of Rs. 1,293.83 crore, net cash flow from financing activities (c) of Rs. 123.6 crore, net increase/(decrease) in cash and cash equivalents of Rs. 226.49 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 639.16 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 865.65 crore.
Reported under net cash flow from operating activities (a): interest received of Rs. 2,004.3 crore, fees and other income received of Rs. 101.94 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 45.01 crore, interest paid of Rs. 1,537.83 crore, commission and fees paid of Rs. 18.83 crore, cash payment to employees of Rs. 388.55 crore, other expense paid of Rs. 384.66 crore, operating cash flows before changes in operating assets and liabilities of Rs. 178.63 crore, due from nepal rastra bank of Rs. 1,290.76 crore, placement with banks and financial institutions of Rs. 9.15 crore, other trading assets of Rs. 47.36 crore, loan and advances to banks and financial institutions of Rs. 66 crore, loan and advances to customers of Rs. 707.61 crore, other assets of Rs. 186.99 crore, due to banks and financial institutions of Rs. 18.48 crore, due to nepal rastra bank of Rs. 581.89 crore, deposit from customers of Rs. 4,843.79 crore, borrowings of Rs. 704.19 crore, other liabilities of Rs. 5.15 crore, net cash flow from operating activities before tax paid of Rs. 1,685.23 crore and income taxes paid of Rs. 41.32 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 1,596.73 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 12.05 crore, receipt from sale of property and equipment of Rs. 0 crore, purchase of intangible assets of Rs. 0 crore, receipt from sale of intangible assets of Rs. 0.36 crore, purchase of investment properties of Rs. 8.96 crore, receipt from sale of investment properties of Rs. 0 crore, interest received of Rs. 322.04 crore and dividend received of Rs. 1.51 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 144.06 crore, interest paid of Rs. 29.8 crore and other receipt/payment of Rs. 237.85 crore.
In the quarter Q4 2082/83, Nepal Bank Limited reported net interest income of Rs. 271.99 crore, net fee and commission income of Rs. 34.47 crore, net trading income of Rs. 7.95 crore, other operating income of Rs. 16.7 crore, total operating income of Rs. 331.09 crore, impairment charge/(reversal) of Rs. 62.55 crore, net operating income of Rs. 393.64 crore, operating expenses of Rs. 159.78 crore, operating profit of Rs. 233.86 crore, non-operating income/(expense) of Rs. 3.13 crore, profit before income tax of Rs. 230.73 crore, income tax expense of Rs. 60.01 crore and profit for the year of Rs. 170.72 crore.
Reported under net interest income: interest income of Rs. 575.62 crore and interest expense of Rs. 303.63 crore. Reported under net fee and commission income: fee and commission income of Rs. 45.14 crore and fee and commission expense of Rs. 10.68 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 120 crore, other operating expenses of Rs. 27.16 crore and depreciation & amortisation of Rs. 12.63 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.42 crore and non-operating expense of Rs. 3.55 crore. Reported under income tax expense: current tax of Rs. 61.8 crore and deferred tax of Rs. 1.79 crore.
In the quarter Q3 2082/83, Nepal Bank Limited reported net interest income of Rs. 287.03 crore, net fee and commission income of Rs. 23.59 crore, net trading income of Rs. 14.54 crore, other operating income of Rs. 17.83 crore, total operating income of Rs. 342.99 crore, impairment charge/(reversal) of Rs. 87.1 crore, net operating income of Rs. 430.09 crore, operating expenses of Rs. 150.95 crore, operating profit of Rs. 279.14 crore, non-operating income/(expense) of Rs. 0.11 crore, profit before income tax of Rs. 279.24 crore, income tax expense of Rs. 130.43 crore and profit for the year of Rs. 148.81 crore.
Reported under net interest income: interest income of Rs. 581.99 crore and interest expense of Rs. 294.96 crore. Reported under net fee and commission income: fee and commission income of Rs. 32.62 crore and fee and commission expense of Rs. 9.03 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 114.43 crore, other operating expenses of Rs. 28.07 crore and depreciation & amortisation of Rs. 8.45 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.11 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 42.12 crore and deferred tax of Rs. 88.31 crore.
In the quarter Q2 2082/83, Nepal Bank Limited reported net interest income of Rs. 187.34 crore, net fee and commission income of Rs. 20.69 crore, net trading income of Rs. 7.82 crore, other operating income of Rs. 20.56 crore, total operating income of Rs. 236.41 crore, impairment charge/(reversal) of Rs. 16.2 crore, net operating income of Rs. 252.61 crore, operating expenses of Rs. 138.18 crore, operating profit of Rs. 114.44 crore, non-operating income/(expense) of Rs. 0.1 crore, profit before income tax of Rs. 114.54 crore, income tax expense of Rs. 42.88 crore and profit for the year of Rs. 71.66 crore.
Reported under net interest income: interest income of Rs. 479.44 crore and interest expense of Rs. 292.1 crore. Reported under net fee and commission income: fee and commission income of Rs. 29.37 crore and fee and commission expense of Rs. 8.67 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 108.93 crore, other operating expenses of Rs. 20.92 crore and depreciation & amortisation of Rs. 8.33 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.1 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 11.15 crore and deferred tax of Rs. 31.73 crore.
In the quarter Q1 2082/83, Nepal Bank Limited reported net interest income of Rs. 256.95 crore, net fee and commission income of Rs. 24.15 crore, net trading income of Rs. 3.56 crore, other operating income of Rs. 13.84 crore, total operating income of Rs. 298.5 crore, impairment charge/(reversal) of Rs. 64.19 crore, net operating income of Rs. 234.3 crore, operating expenses of Rs. 142.59 crore, operating profit of Rs. 91.71 crore, non-operating income/(expense) of Rs. 0 crore, profit before income tax of Rs. 91.71 crore, income tax expense of Rs. 32.88 crore and profit for the year of Rs. 58.83 crore.
Reported under net interest income: interest income of Rs. 558.33 crore and interest expense of Rs. 301.38 crore. Reported under net fee and commission income: fee and commission income of Rs. 31.82 crore and fee and commission expense of Rs. 7.67 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 106.56 crore, other operating expenses of Rs. 27.79 crore and depreciation & amortisation of Rs. 8.24 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0 crore. Reported under income tax expense: current tax of Rs. 38.04 crore and deferred tax of Rs. 5.16 crore.
Values in Rs. Crore unless stated otherwise.
| Particulars | 2082/83 | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 |
|---|---|---|---|---|---|---|
| Net Interest Income | 1,003 | 1,014 | 863 | 941 | 671 | 642 |
| Interest Income | 2,195 | 2,312 | 2,508 | 2,516 | 1,644 | 1,189 |
| Interest Expense | -1,192 | -1,298 | -1,644 | -1,575 | -973 | -547 |
| Net Fee and Commission Income | 103 | 118 | 111 | 83.1 | 88.7 | 88.6 |
| Fee and Commission Income | 139 | 147 | 134 | 102 | 96.9 | 95.4 |
| Fee and Commission Expense | -36.1 | -29.6 | -23.3 | -18.8 | -8.2 | -6.7 |
| Net Trading Income | 33.9 | 20.2 | 11.3 | 7.9 | 19.8 | 45.7 |
| Other Operating Income | 68.9 | 47.6 | 47.1 | 30.9 | 27.0 | 42.5 |
| Total Operating Income | 1,209 | 1,200 | 1,033 | 1,063 | 807 | 819 |
| Impairment Charge/(Reversal) | 102 | -225 | -476 | -111 | -85.4 | -49.8 |
| Net Operating Income | 1,311 | 974 | 557 | 951 | 722 | 769 |
| Operating Expenses | -592 | -529 | -489 | -518 | -358 | -334 |
| Operating Expense - Personnel Expenses | -450 | -386 | -355 | -389 | -245 | -235 |
| Other Operating Expenses | -104 | -108 | -95.4 | -91.7 | -78.8 | -81.3 |
| Depreciation & Amortisation | -37.6 | -35.1 | -38.0 | -37.6 | -33.9 | -17.7 |
| Operating Profit | 719 | 445 | 68.3 | 433 | 364 | 435 |
| Non-Operating Income/(Expense) | -2.9 | 0.73 | 8.2 | 7.7 | 21.9 | 22.5 |
| Non-Operating Income | 0.63 | 0.73 | 8.2 | 7.7 | 21.9 | 22.5 |
| Non-Operating Expense | -3.5 | Not reported | Not reported | Not reported | Not reported | Not reported |
| Profit Before Income Tax | 716 | 446 | 76.6 | 441 | 386 | 457 |
| Income Tax Expense | -266 | -138 | -73.7 | -97.4 | -93.4 | -161 |
| Current Tax | -153 | -154 | -40.3 | -118 | -98.4 | -128 |
| Deferred Tax | -113 | 16.0 | -33.4 | 20.3 | 5.0 | -33.5 |
| Profit for the Year | 450 | 308 | 2.8 | 344 | 292 | 296 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Total Assets | 39,864 | 34,035 | 29,674 | 26,008 | 22,265 | 19,116 |
| Cash and Cash Equivalents | 4,981 | 3,571 | 866 | 639 | 653 | 497 |
| Due from Nepal Rastra Bank | 1,819 | 2,155 | 1,975 | 684 | 680 | 613 |
| Placement with Banks and FIs | 687 | 412 | 58.3 | 49.1 | 432 | 612 |
| Derivative Financial Instruments | 663 | 333 | 0.86 | 49.2 | 852 | 659 |
| Other Trading Assets | 17.7 | 9.9 | 11.5 | 10.5 | 10.1 | 0.00 |
| Loans and Advances to Banks and FIs | 718 | 701 | 550 | 616 | 654 | 352 |
| Loans and Advances to Customers | 22,050 | 19,467 | 17,856 | 17,148 | 13,542 | 10,330 |
| Investment Securities | 6,073 | 4,528 | 5,695 | 4,279 | 3,001 | 3,260 |
| Current Tax Assets | 257 | 293 | 120 | 195 | 164 | 158 |
| Investment in Associates | 371 | 319 | 274 | 0.00 | 0.00 | 0.00 |
| Investment Property | 26.4 | 20.6 | 19.8 | 10.9 | 11.1 | 10.3 |
| Property and Equipment | 1,350 | 1,330 | 1,336 | 1,324 | 1,224 | 1,201 |
| Goodwill and Intangible Assets | 2.4 | 2.2 | 3.2 | 3.5 | 4.6 | 3.9 |
| Other Assets | 848 | 895 | 909 | 999 | 1,037 | 1,421 |
| Total Liabilities | 36,103 | 30,472 | 26,021 | 22,461 | 18,943 | 16,113 |
| Due to Banks and FIs | 478 | 47.7 | 128 | 109 | 80.9 | 146 |
| Due to Nepal Rastra Bank | 0.00 | 0.00 | 7.0 | 589 | 606 | 2.4 |
| Derivative Financial Instruments | 662 | 332 | 0.85 | 50.8 | 847 | 647 |
| Deposits from Customers | 33,209 | 28,308 | 24,451 | 19,608 | 16,281 | 14,153 |
| Borrowings | 0.00 | 0.00 | 26.2 | 730 | 0.00 | 100 |
| Provisions | 13.9 | 14.2 | 24.8 | 6.6 | 8.0 | 5.7 |
| Deferred Tax Liabilities | 341 | 404 | 408 | 427 | 444 | 383 |
| Other Liabilities | 1,049 | 1,016 | 626 | 592 | 326 | 676 |
| Debt Securities Issued | 350 | 349 | 349 | 349 | 349 | 0.00 |
| Total Equity | 3,762 | 3,564 | 3,652 | 3,546 | 3,322 | 3,003 |
| Share Capital | 1,469 | 1,469 | 1,469 | 1,441 | 1,264 | 1,128 |
| Share Premium | 0.00 | 0.00 | 0.00 | 0.00 | 43.2 | 179 |
| Retained Earnings | -142 | -96.5 | 0.04 | 342 | 373 | 310 |
| Reserves | 2,434 | 2,191 | 2,183 | 1,764 | 1,641 | 1,386 |
Values in Rs. Crore unless stated otherwise.
| Particulars | 2081/82 | 2080/81 | 2079/80 | 2078/79 | 2077/78 | 2076/77 |
|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities (A) | 2,763 | 1,410 | 1,644 | 1,351 | -346 | 1,165 |
| Interest Received | 1,774 | 1,974 | 2,004 | 1,593 | 1,227 | 1,109 |
| Fees and Other Income Received | 147 | 134 | 102 | 96.6 | 95.0 | 79.0 |
| Dividend Received | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipts from Other Operating Activities | 65.3 | 66.0 | 45.0 | 123 | 92.9 | 103 |
| Interest Paid | -1,262 | -1,607 | -1,538 | -973 | -547 | -591 |
| Commission and Fees Paid | -29.6 | -23.3 | -18.8 | -7.9 | -6.2 | -4.4 |
| Cash Payment to Employees | -386 | -355 | -389 | -205 | -181 | -222 |
| Other Expense Paid | -369 | -609 | -385 | -78.8 | -129 | -155 |
| Operating Cash Flows Before Changes in Operating Assets and Liabilities | -59.4 | -421 | -179 | 549 | 552 | 318 |
| Due from Nepal Rastra Bank | 335 | -180 | -1,291 | -3.7 | -67.9 | 405 |
| Placement with Banks and Financial Institutions | -276 | -353 | -9.1 | 383 | 180 | -69.0 |
| Other Trading Assets | -338 | -331 | 47.4 | -0.41 | -10.1 | 0.00 |
| Loan and Advances to Banks and Financial Institutions | -16.7 | -151 | 66.0 | 37.9 | -302 | -21.8 |
| Loan and Advances to Customers | -2,583 | -1,611 | -708 | -4,362 | -3,303 | -1,044 |
| Other Assets | 178 | 260 | 187 | 879 | 205 | -41.5 |
| Due to Banks and Financial Institutions | 431 | -79.9 | 18.5 | 28.2 | -65.0 | 38.4 |
| Due to Nepal Rastra Bank | 0.00 | -7.0 | -582 | -17.4 | 604 | -1.8 |
| Deposit from Customers | 4,901 | 3,857 | 4,844 | 3,326 | 2,128 | 2,433 |
| Borrowings | 0.00 | -26.2 | -704 | 730 | -100 | 5.0 |
| Other Liabilities | 355 | 704 | -5.1 | -100 | -33.1 | -715 |
| Net Cash Flow from Operating Activities Before Tax Paid | 2,928 | 1,660 | 1,685 | 1,449 | -212 | 1,306 |
| Income Taxes Paid | -165 | -250 | -41.3 | -98.4 | -134 | -141 |
| Net Cash Flow from Investing Activities (B) | -1,213 | 1,417 | -1,294 | -1,324 | 205 | -1,609 |
| Purchase of Investment Securities | -1,545 | 1,054 | -1,597 | -1,283 | 0.00 | -1,586 |
| Receipts from Sale of Investment Securities | 0.00 | 0.00 | 0.00 | 0.32 | 236 | 0.00 |
| Purchase of Property and Equipment | -19.9 | 6.1 | -12.0 | -45.9 | -36.7 | -32.9 |
| Receipt from Sale of Property and Equipment | 0.00 | 0.00 | 0.00 | 0.53 | 0.29 | 1.1 |
| Purchase of Intangible Assets | 0.00 | 0.00 | 0.00 | -0.52 | -2.1 | -2.6 |
| Receipt from Sale of Intangible Assets | -0.13 | 0.96 | 0.36 | 0.00 | 0.00 | 0.00 |
| Purchase of Investment Properties | -5.8 | -0.76 | -9.0 | -0.26 | -4.0 | 1.0 |
| Receipt from Sale of Investment Properties | 0.00 | 0.00 | 0.00 | 3.2 | 8.9 | 7.5 |
| Interest Received | 355 | 356 | 322 | 0.00 | 0.00 | 0.00 |
| Dividend Received | 3.2 | 0.72 | 1.5 | 1.4 | 2.3 | 3.3 |
| Net Cash Flow from Financing Activities (C) | -140 | -121 | -124 | -40.5 | 297 | -101 |
| Receipt from Issue of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | 349 | 0.00 |
| Repayment of Debt Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repayment of Subordinated Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Receipt from Issue of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividends Paid | 0.00 | 0.00 | 144 | -37.9 | -45.1 | -98.1 |
| Interest Paid | -29.8 | -29.8 | -29.8 | 0.00 | 0.00 | 0.00 |
| Other Receipt/Payment | -110 | -91.5 | -238 | -2.6 | -7.4 | -2.6 |
| Net Increase/(Decrease) in Cash and Cash Equivalents | 1,410 | 2,705 | 226 | -13.7 | 156 | -545 |
| Cash and Cash Equivalents at Shrawan 01 (Beginning of the Year) | 3,571 | 866 | 639 | 653 | 497 | 1,042 |
| Effect of Exchange Rate Fluctuations on Cash and Cash Equivalents Held | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and Cash Equivalents at Ashadh End | 4,981 | 3,571 | 866 | 639 | 653 | 497 |
Values in Rs. Crore unless stated otherwise.
| Particulars | Q4 2082/83 | Q3 2082/83 | Q2 2082/83 | Q1 2082/83 | Q4 2081/82 | Q3 2081/82 | Q2 2081/82 | Q1 2081/82 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 272 | 287 | 187 | 257 | 299 | 247 | 242 | 221 |
| Interest Income | 576 | 582 | 479 | 558 | 618 | 544 | 558 | 587 |
| Interest Expense | -304 | -295 | -292 | -301 | -320 | -297 | -316 | -366 |
| Net Fee and Commission Income | 34.5 | 23.6 | 20.7 | 24.1 | 42.1 | 21.3 | 24.6 | 29.5 |
| Fee and Commission Income | 45.1 | 32.6 | 29.4 | 31.8 | 43.6 | 36.2 | 30.9 | 36.4 |
| Fee and Commission Expense | -10.7 | -9.0 | -8.7 | -7.7 | -1.5 | -15.0 | -6.3 | -6.9 |
| Net Trading Income | 7.9 | 14.5 | 7.8 | 3.6 | -20.1 | 32.5 | 2.6 | 5.2 |
| Other Operating Income | 16.7 | 17.8 | 20.6 | 13.8 | 16.9 | 12.2 | 9.8 | 9.1 |
| Total Operating Income | 331 | 343 | 236 | 298 | 338 | 313 | 279 | 265 |
| Impairment Charge/(Reversal) | 62.5 | 87.1 | 16.2 | -64.2 | -85.3 | 224 | -184 | -68.8 |
| Net Operating Income | 394 | 430 | 253 | 234 | 252 | 538 | 94.9 | 196 |
| Operating Expenses | -160 | -151 | -138 | -143 | -142 | -148 | -122 | -127 |
| Operating Expense - Personnel Expenses | -120 | -114 | -109 | -107 | -97.5 | -114 | -89.6 | -94.8 |
| Other Operating Expenses | -27.2 | -28.1 | -20.9 | -27.8 | -35.8 | -25.6 | -23.8 | -23.4 |
| Depreciation & Amortisation | -12.6 | -8.5 | -8.3 | -8.2 | -8.6 | -8.9 | -9.0 | -8.6 |
| Operating Profit | 234 | 279 | 114 | 91.7 | 110 | 390 | -27.4 | 69.1 |
| Non-Operating Income/(Expense) | -3.1 | 0.11 | 0.10 | 0.00 | 0.46 | 0.10 | 0.17 | 0.00 |
| Non-Operating Income | 0.42 | 0.11 | 0.10 | 0.00 | 0.46 | 0.10 | 0.17 | 0.00 |
| Non-Operating Expense | -3.5 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit Before Income Tax | 231 | 279 | 115 | 91.7 | 111 | 390 | -27.2 | 69.1 |
| Income Tax Expense | -60.0 | -130 | -42.9 | -32.9 | -11.8 | -157 | 13.1 | -8.8 |
| Current Tax | -61.8 | -42.1 | -11.2 | -38.0 | -24.3 | -114 | 9.1 | -9.1 |
| Deferred Tax | 1.8 | -88.3 | -31.7 | 5.2 | 12.5 | -43.4 | 4.0 | 0.30 |
| Profit for the Year | 171 | 149 | 71.7 | 58.8 | 99.0 | 232 | -14.1 | 60.2 |
Over the last 15 trading sessions NBL closed between Rs. 290.00 and Rs. 300.10, finishing at Rs. 300.10 on 2026-10-12 against Rs. 296.50 on 2026-09-18.
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| 2026-10-12 | 295.00 | 302.00 | 295.00 | 300.10 | 2,61,542 |
| 2026-10-09 | 291.50 | 297.00 | 291.50 | 297.00 | 1,41,115 |
| 2026-10-08 | 293.00 | 294.20 | 291.20 | 292.90 | 54,675 |
| 2026-10-07 | 291.10 | 294.00 | 290.00 | 293.00 | 76,829 |
| 2026-10-06 | 290.00 | 293.00 | 290.00 | 291.00 | 87,592 |
| 2026-10-05 | 291.80 | 293.00 | 288.90 | 290.00 | 1,01,049 |
| 2026-10-02 | 293.00 | 294.00 | 290.20 | 291.80 | 1,24,710 |
| 2026-10-01 | 293.00 | 295.00 | 291.00 | 293.00 | 1,09,554 |
| 2026-09-30 | 295.00 | 295.00 | 291.60 | 294.70 | 1,57,573 |
| 2026-09-29 | 293.00 | 295.00 | 291.50 | 295.00 | 1,68,055 |
| 2026-09-28 | 290.00 | 297.00 | 290.00 | 294.00 | 3,24,129 |
| 2026-09-24 | 291.00 | 294.20 | 287.50 | 292.00 | 3,15,961 |
| 2026-09-23 | 297.00 | 299.90 | 291.10 | 291.50 | 1,94,829 |
| 2026-09-22 | 297.00 | 300.40 | 295.00 | 297.00 | 3,52,689 |
| 2026-09-18 | 302.90 | 302.90 | 282.00 | 296.50 | 4,69,074 |
2026, between Rs. 235.70 and Rs. 302.90, 2025, between Rs. 225.40 and Rs. 313.00, 2024, between Rs. 195.10 and Rs. 337.50, 2023, between Rs. 231.20 and Rs. 307.00, 2022, between Rs. 254.02 and Rs. 394.12 and 2021, between Rs. 288.96 and Rs. 494.50.
| Year | Low (Rs.) | High (Rs.) | Sessions |
|---|---|---|---|
| 2026 | 235.70 | 302.90 | 181 |
| 2025 | 225.40 | 313.00 | 225 |
| 2024 | 195.10 | 337.50 | 232 |
| 2023 | 231.20 | 307.00 | 227 |
| 2022 | 254.02 | 394.12 | 242 |
| 2021 | 288.96 | 494.50 | 239 |
| 2020 | 164.32 | 327.87 | 184 |
| 2019 | 187.62 | 237.03 | 245 |
| 2018 | 186.96 | 250.39 | 234 |
| 2017 | 190.34 | 307.14 | 230 |
| 2016 | 159.04 | 358.15 | 232 |
| 2015 | 134.22 | 208.14 | 215 |
At Rs. 300.10 on 2026-10-12, NBL is up 3.48% over 1 week, up 7.95% over 1 month, up 15.42% over 3 months, up 5.30% over 6 months, up 22.99% over 1 year and down 28.05% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.
| Period | Return | From price (Rs.) | From date |
|---|---|---|---|
| 1 week | +3.48% | 290.00 | 2026-10-05 |
| 1 month | +7.95% | 278.00 | 2026-09-11 |
| 3 months | +15.42% | 260.00 | 2026-07-14 |
| 6 months | +5.30% | 285.00 | 2026-04-15 |
| 1 year | +22.99% | 244.00 | 2025-10-12 |
| 5 years | -28.05% | 417.10 | 2021-10-11 |
NBL traded 738 times on 2026-10-12, moving 2,61,542 shares for Rs. 7.85 crore of turnover. Trades went through between Rs. 289.70 and Rs. 302.00.
Largest buyers by volume: broker 77, Nabil Stock Dealer Limited on 31,087 shares across 63 trades, broker 29, Trishul Securities And Investment Limited on 26,020 shares across 8 trades, broker 58, Naasa Securities Co. Ltd. on 25,691 shares across 74 trades, broker 101, Apple Securities Private Limited on 16,151 shares across 17 trades, broker 34, Vision Securities Pvt.Limited on 15,398 shares across 63 trades, broker 17, ABC Securities Pvt. Limited on 11,007 shares across 48 trades, broker 59, Deevyaa Securities & Stock House Pvt. Ltd on 11,000 shares across 36 trades, broker 67, Property Wizard Limited on 10,000 shares across 23 trades, broker 32, Premier Securites Company Limited on 9,000 shares across 27 trades and broker 66, Miyo Securities Pvt Ltd on 8,582 shares across 19 trades.
Largest sellers by volume: broker 65, Sharepro Securities Private Limited on 78,002 shares across 49 trades, broker 58, Naasa Securities Co. Ltd. on 17,259 shares across 65 trades, broker 42, Sani Securities Company Limited on 15,152 shares across 54 trades, broker 34, Vision Securities Pvt.Limited on 14,153 shares across 19 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 9,686 shares across 14 trades, broker 57, Arya Tara Investment And Securities Pvt. Ltd. on 7,870 shares across 24 trades, broker 49, Online Securities Limited on 6,497 shares across 25 trades, broker 51, Oxford Securities Pvt.Ltd on 6,012 shares across 32 trades, broker 47, Neev Securities Pvt.Ltd on 5,848 shares across 10 trades and broker 14, Nepal Stock House Pvt. Limited on 5,443 shares across 24 trades.
Nepal Bank Limited most recently declared a 2% bonus share issue and a 10% cash dividend, 12% in total for 2078/2079, announced on 2022-12-22. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.
| Financial year | Bonus share | Cash dividend | Announced |
|---|---|---|---|
| 2078/2079 | 2% | 10% | 2022-12-22 |
For 2078/2079 Nepal Bank Limited declared a 2% bonus share issue and a 10% cash dividend, 12% in total, announced on 2022-12-22.
Annual and special general meetings Nepal Bank Limited has called. A dividend is declared by the board and approved at the AGM.
6 years of annual statements and 8 quarters of results for NBL, with charts and peer comparison, are free on NepView.
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