Machhapuchhre Bank Limited (MBL) Share Price & Fundamentals

Machhapuchhre Bank (MBL) share price is Rs. 262.50, up 1.43% on 2026-10-12. Open Rs. 256.00. High Rs. 265.00. Low Rs. 256.00. Volume 226,697.

Machhapuchhre Bank Limited is a NEPSE-listed company (MBL), Commercial Banks sector. Revenue: Rs. 751.88 Crore. Net profit: Rs. 189.54 Crore. Net worth: Rs. 1,901.28 Crore.

About Machhapuchhre Bank Limited

Machhapuchhre Bank Limited (MBL) has 12,08,62,116 shares outstanding. Its most recent declared dividend was 4.00% on face value.

Company website: www.machbank.com.

MBL key metrics

MBL strengths

What Machhapuchhre Bank Limited's own accounts show in its favour, graded against the rest of its sector.

• Lends out 76.8% of deposits, comfortably within the 90% Nepal Rastra Bank allows. (Liquidity & Funding)
• 92.8% of its funding comes from customer deposits, which are cheap and stable. (Liquidity & Funding)
• 19.1% of income comes from fees and commissions, so it does not depend on lending alone. (Margins & Income Quality)
• Profit grew 12.2% on last year. (Growth)
• Turns 25.4% of its income into profit once every cost is paid. (Profitability)
• Only 1.1% of funding is borrowed, so the bank largely funds itself. (Liquidity & Funding)
• Customer deposits grew 16.1% on last year, giving it more cheap money to lend. (Growth)
• 73.1% of income comes from lending, which is steady and predictable. (Margins & Income Quality)
• Total income grew 11.7% on last year. (Growth)
• The bank grew 14.7% bigger over the year. (Shareholder Returns)

MBL weaknesses

What the same accounts show against it. Both lists are computed from the filed figures, not opinion, and are not advice.

• Return on shareholders' money is 10%, below what owners would hope for. (Profitability)
• Return on everything it owns is 0.9%, so its assets are not producing much. (Profitability)
• Makes only 2.6% from the gap between lending and deposit rates, so core earnings are squeezed. (Margins & Income Quality)
• Each share produced Rs 17.49 over the year. (Shareholder Returns)
• 13% of income is lost to loans going bad, which eats directly into profit. (Asset Quality)
• Staff costs take 32.7% of income, a heavy load on earnings. (Efficiency)
• Only 8.7% of what it owns belongs to shareholders, so there is less cushion for losses. (Capital Strength)
• Income from lending moved 5.5%, so the core business is not growing. (Growth)
• Operating margin is 38.1%, so running costs take too much of what core banking earns. (Profitability)
• Owns 11.5x for every rupee shareholders put in. A high multiple magnifies losses as well as gains. (Capital Strength)
• The loan book moved 11.6%, so lending is not expanding. (Growth)
• Each share is backed by only Rs 156.44 of net worth. (Shareholder Returns)
• Loans are 65% of what the bank owns, so most of its risk sits in lending. (Asset Quality)
• Only 7.9% of income comes from outside interest, so a change in rates hits hard. (Margins & Income Quality)

MBL Q3 2082/83 results

In Q3 2082/83 Machhapuchhre Bank Limited reported profit of Rs. 65.38 crore and total operating income of Rs. 210.97 crore. Profit in Q2 2082/83 was Rs. 62.34 crore. Profit grew 4.87% on the previous quarter. Total operating income grew 3.10% on the previous quarter. Profit in Q3 2081/82, the same quarter a year earlier, was Rs. 29.45 crore. Profit grew 122.00% on the same quarter last year. Total operating income grew 13.23% on the same quarter last year.

MBL annual results 2081/82

For the financial year 2081/82 Machhapuchhre Bank Limited reported net profit of Rs. 189.54 crore, total operating income of Rs. 751.88 crore and net worth of Rs. 1,901.28 crore. Net profit in 2080/81 was Rs. 104.1 crore. Net profit grew 82.08% on the year. Total operating income grew 16.89% on the year.

MBL profit and loss for 2081/82

In the financial year 2081/82, Machhapuchhre Bank Limited reported net interest income of Rs. 576.38 crore, net fee and commission income of Rs. 132.76 crore, net trading income of Rs. 33.22 crore, other operating income of Rs. 9.52 crore, total operating income of Rs. 751.88 crore, impairment charge/(reversal) of Rs. 55.67 crore, net operating income of Rs. 696.22 crore, operating expenses of Rs. 379.47 crore, operating profit of Rs. 316.75 crore, non-operating income/(expense) of Rs. 42.59 crore, profit before income tax of Rs. 274.16 crore, income tax expense of Rs. 84.62 crore and profit for the year of Rs. 189.54 crore.

Reported under net interest income: interest income of Rs. 1,455.68 crore and interest expense of Rs. 879.29 crore. Reported under net fee and commission income: fee and commission income of Rs. 165.06 crore and fee and commission expense of Rs. 32.3 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 250.01 crore, other operating expenses of Rs. 86.64 crore and depreciation & amortisation of Rs. 42.82 crore. Reported under non-operating income/(expense): non-operating income of Rs. 5.24 crore and non-operating expense of Rs. 47.83 crore. Reported under income tax expense: current tax of Rs. 90.12 crore and deferred tax of Rs. 5.5 crore.

MBL profit and loss for 2080/81

In the financial year 2080/81, Machhapuchhre Bank Limited reported net interest income of Rs. 500.67 crore, net fee and commission income of Rs. 110.67 crore, net trading income of Rs. 23.04 crore, other operating income of Rs. 8.87 crore, total operating income of Rs. 643.24 crore, impairment charge/(reversal) of Rs. 139.82 crore, net operating income of Rs. 503.42 crore, operating expenses of Rs. 337.19 crore, operating profit of Rs. 166.24 crore, non-operating income/(expense) of Rs. 1.21 crore, profit before income tax of Rs. 165.03 crore, income tax expense of Rs. 60.93 crore and profit for the year of Rs. 104.1 crore.

Reported under net interest income: interest income of Rs. 1,660.2 crore and interest expense of Rs. 1,159.53 crore. Reported under net fee and commission income: fee and commission income of Rs. 139.37 crore and fee and commission expense of Rs. 28.71 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 211.23 crore, other operating expenses of Rs. 83.73 crore and depreciation & amortisation of Rs. 42.23 crore. Reported under non-operating income/(expense): non-operating income of Rs. 8.53 crore and non-operating expense of Rs. 9.74 crore. Reported under income tax expense: current tax of Rs. 68.01 crore and deferred tax of Rs. 7.08 crore.

MBL profit and loss for 2079/80

In the financial year 2079/80, Machhapuchhre Bank Limited reported net interest income of Rs. 539.2 crore, net fee and commission income of Rs. 117.67 crore, net trading income of Rs. 28.04 crore, other operating income of Rs. 8.08 crore, total operating income of Rs. 692.99 crore, impairment charge/(reversal) of Rs. 114.83 crore, net operating income of Rs. 578.16 crore, operating expenses of Rs. 338.77 crore, operating profit of Rs. 239.39 crore, non-operating income/(expense) of Rs. 4.53 crore, profit before income tax of Rs. 234.86 crore, income tax expense of Rs. 71.29 crore and profit for the year of Rs. 163.57 crore.

Reported under net interest income: interest income of Rs. 1,928.92 crore and interest expense of Rs. 1,389.72 crore. Reported under net fee and commission income: fee and commission income of Rs. 142.94 crore and fee and commission expense of Rs. 25.27 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 213.8 crore, other operating expenses of Rs. 83.11 crore and depreciation & amortisation of Rs. 41.86 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.89 crore and non-operating expense of Rs. 5.42 crore. Reported under income tax expense: current tax of Rs. 74.61 crore and deferred tax of Rs. 3.32 crore.

MBL balance sheet for 2081/82

In the financial year 2081/82, Machhapuchhre Bank Limited reported total assets of Rs. 21,755.33 crore, total liabilities of Rs. 19,854.04 crore and total equity of Rs. 1,901.28 crore.

Reported under total assets: cash and cash equivalents of Rs. 775.66 crore, due from nepal rastra bank of Rs. 832.62 crore, placement with banks and fis of Rs. 173.2 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 0 crore, loans and advances to banks and fis of Rs. 580.97 crore, loans and advances to customers of Rs. 14,143.6 crore, investment securities of Rs. 4,575.14 crore, current tax assets of Rs. 76.46 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 59.44 crore, property and equipment of Rs. 155.96 crore, goodwill and intangible assets of Rs. 12.47 crore, deferred tax assets of Rs. 25.52 crore and other assets of Rs. 344.3 crore. Reported under total liabilities: due to banks and fis of Rs. 267.99 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 1 crore, deposits from customers of Rs. 18,413.47 crore, borrowings of Rs. 214.35 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 407.41 crore, debt securities issued of Rs. 549.83 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 1,162.14 crore, share premium of Rs. 3.09 crore, retained earnings of Rs. 94.28 crore, reserves of Rs. 632.31 crore and non controlling interest of Rs. 9.46 crore.

MBL balance sheet for 2080/81

In the financial year 2080/81, Machhapuchhre Bank Limited reported total assets of Rs. 18,951.83 crore, total liabilities of Rs. 17,230.92 crore and total equity of Rs. 1,720.91 crore.

Reported under total assets: cash and cash equivalents of Rs. 781.54 crore, due from nepal rastra bank of Rs. 634.02 crore, placement with banks and fis of Rs. 40.48 crore, derivative financial instruments of Rs. 0.45 crore, other trading assets of Rs. 1.33 crore, loans and advances to banks and fis of Rs. 510.14 crore, loans and advances to customers of Rs. 12,660.52 crore, investment securities of Rs. 3,584.64 crore, current tax assets of Rs. 93.56 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 120.19 crore, property and equipment of Rs. 159.98 crore, goodwill and intangible assets of Rs. 13 crore, deferred tax assets of Rs. 15.74 crore and other assets of Rs. 336.23 crore. Reported under total liabilities: due to banks and fis of Rs. 312.85 crore, due to nepal rastra bank of Rs. 0 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 15,843.82 crore, borrowings of Rs. 209.11 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 315.59 crore, debt securities issued of Rs. 549.55 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 1,162.14 crore, share premium of Rs. 3.09 crore, retained earnings of Rs. 35.78 crore, reserves of Rs. 582.46 crore and non controlling interest of Rs. 9 crore.

MBL balance sheet for 2079/80

In the financial year 2079/80, Machhapuchhre Bank Limited reported total assets of Rs. 18,643.57 crore, total liabilities of Rs. 17,018.23 crore and total equity of Rs. 1,625.33 crore.

Reported under total assets: cash and cash equivalents of Rs. 1,063.35 crore, due from nepal rastra bank of Rs. 930.91 crore, placement with banks and fis of Rs. 145.83 crore, derivative financial instruments of Rs. 0 crore, other trading assets of Rs. 48.95 crore, loans and advances to banks and fis of Rs. 446.42 crore, loans and advances to customers of Rs. 12,613.77 crore, investment securities of Rs. 2,761.7 crore, current tax assets of Rs. 78.49 crore, investment in subsidiaries of Rs. 0 crore, investment in associates of Rs. 0 crore, investment property of Rs. 60.99 crore, property and equipment of Rs. 158.78 crore, goodwill and intangible assets of Rs. 13.46 crore, deferred tax assets of Rs. 9.12 crore and other assets of Rs. 311.78 crore. Reported under total liabilities: due to banks and fis of Rs. 410.51 crore, due to nepal rastra bank of Rs. 1.3 crore, derivative financial instruments of Rs. 0 crore, deposits from customers of Rs. 15,391.17 crore, borrowings of Rs. 339.5 crore, current tax liabilities of Rs. 0 crore, provisions of Rs. 0 crore, deferred tax liabilities of Rs. 0 crore, other liabilities of Rs. 326.35 crore, debt securities issued of Rs. 549.4 crore and subordinated liabilities of Rs. 0 crore. Reported under total equity: share capital of Rs. 1,025.72 crore, share premium of Rs. 3.09 crore, retained earnings of Rs. 145.62 crore, reserves of Rs. 441.85 crore and non controlling interest of Rs. 9.06 crore.

MBL cash flow for 2081/82

In the financial year 2081/82, Machhapuchhre Bank Limited reported net cash flow from operating activities (a) of Rs. 796.04 crore, net cash flow from investing activities (b) of Rs. 752.03 crore, net cash flow from financing activities (c) of Rs. 49.88 crore, net increase/(decrease) in cash and cash equivalents of Rs. 5.87 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 781.54 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 775.66 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,242.65 crore, fees and other income received of Rs. 165.06 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 45.56 crore, interest paid of Rs. 829.13 crore, commission and fees paid of Rs. 32.3 crore, cash payment to employees of Rs. 250.01 crore, other expense paid of Rs. 134.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 207.36 crore, (increase)/decrease in operating assets of Rs. 1,943.33 crore, due from nepal rastra bank of Rs. 198.6 crore, placement with banks and financial institutions of Rs. 132.72 crore, other trading assets of Rs. 1.78 crore, loan and advances to banks and financial institutions of Rs. 70.82 crore, loan and advances to customers of Rs. 1,538.75 crore, other assets of Rs. 4.22 crore, increase/(decrease) in operating liabilities of Rs. 2,609.46 crore, due to banks and financial institutions of Rs. 44.86 crore, due to nepal rastra bank of Rs. 0 crore, deposit from customers of Rs. 2,569.66 crore, borrowings of Rs. 5.24 crore, other liabilities of Rs. 79.43 crore, net cash flow from operating activities before tax paid of Rs. 873.48 crore and income taxes paid of Rs. 77.45 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 989.97 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 38.87 crore, receipt from sale of property and equipment of Rs. 0.08 crore, purchase of intangible assets of Rs. 0.53 crore, receipt from sale of intangible assets of Rs. 0 crore, purchase of investment properties of Rs. 7.52 crore, receipt from sale of investment properties of Rs. 68.28 crore, interest received of Rs. 213.03 crore and dividend received of Rs. 2.42 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.28 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 50.16 crore and other receipt/payment of Rs. 0 crore.

MBL cash flow for 2080/81

In the financial year 2080/81, Machhapuchhre Bank Limited reported net cash flow from operating activities (a) of Rs. 507 crore, net cash flow from investing activities (b) of Rs. 731.77 crore, net cash flow from financing activities (c) of Rs. 57.05 crore, net increase/(decrease) in cash and cash equivalents of Rs. 281.81 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,063.35 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 781.54 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,467.53 crore, fees and other income received of Rs. 139.37 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 39.27 crore, interest paid of Rs. 1,109.51 crore, commission and fees paid of Rs. 28.71 crore, cash payment to employees of Rs. 211.23 crore, other expense paid of Rs. 93.47 crore, operating cash flows before changes in operating assets and liabilities of Rs. 203.26 crore, (increase)/decrease in operating assets of Rs. 172.19 crore, due from nepal rastra bank of Rs. 296.89 crore, placement with banks and financial institutions of Rs. 105.35 crore, other trading assets of Rs. 47.17 crore, loan and advances to banks and financial institutions of Rs. 63.72 crore, loan and advances to customers of Rs. 186.57 crore, other assets of Rs. 26.93 crore, increase/(decrease) in operating liabilities of Rs. 214.03 crore, due to banks and financial institutions of Rs. 97.66 crore, due to nepal rastra bank of Rs. 1.3 crore, deposit from customers of Rs. 452.64 crore, borrowings of Rs. 130.39 crore, other liabilities of Rs. 9.27 crore, net cash flow from operating activities before tax paid of Rs. 589.48 crore and income taxes paid of Rs. 82.48 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 823.44 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 43.65 crore, receipt from sale of property and equipment of Rs. 0.23 crore, purchase of intangible assets of Rs. 0.25 crore, receipt from sale of intangible assets of Rs. 0.21 crore, purchase of investment properties of Rs. 80 crore, receipt from sale of investment properties of Rs. 20.8 crore, interest received of Rs. 192.67 crore and dividend received of Rs. 1.17 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.14 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 7.18 crore, interest paid of Rs. 50.01 crore and other receipt/payment of Rs. 0 crore.

MBL cash flow for 2079/80

In the financial year 2079/80, Machhapuchhre Bank Limited reported net cash flow from operating activities (a) of Rs. 212.92 crore, net cash flow from investing activities (b) of Rs. 251.9 crore, net cash flow from financing activities (c) of Rs. 49.88 crore, net increase/(decrease) in cash and cash equivalents of Rs. 88.86 crore, cash and cash equivalents at shrawan 01 (beginning of the year) of Rs. 1,152.21 crore, effect of exchange rate fluctuations on cash and cash equivalents held of Rs. 0 crore and cash and cash equivalents at ashadh end of Rs. 1,063.35 crore.

Reported under net cash flow from operating activities (a): interest received of Rs. 1,766.47 crore, fees and other income received of Rs. 142.94 crore, dividend received of Rs. 0 crore, receipts from other operating activities of Rs. 36.69 crore, interest paid of Rs. 1,339.72 crore, commission and fees paid of Rs. 25.27 crore, cash payment to employees of Rs. 213.8 crore, other expense paid of Rs. 88.56 crore, operating cash flows before changes in operating assets and liabilities of Rs. 278.75 crore, (increase)/decrease in operating assets of Rs. 588.1 crore, due from nepal rastra bank of Rs. 326.18 crore, placement with banks and financial institutions of Rs. 145.83 crore, other trading assets of Rs. 1.85 crore, loan and advances to banks and financial institutions of Rs. 185.67 crore, loan and advances to customers of Rs. 128.72 crore, other assets of Rs. 61 crore, increase/(decrease) in operating liabilities of Rs. 610.87 crore, due to banks and financial institutions of Rs. 96.78 crore, due to nepal rastra bank of Rs. 359.95 crore, deposit from customers of Rs. 899.68 crore, borrowings of Rs. 210.88 crore, other liabilities of Rs. 42.95 crore, net cash flow from operating activities before tax paid of Rs. 301.52 crore and income taxes paid of Rs. 88.6 crore. Reported under net cash flow from investing activities (b): purchase of investment securities of Rs. 335.44 crore, receipts from sale of investment securities of Rs. 0 crore, purchase of property and equipment of Rs. 42.33 crore, receipt from sale of property and equipment of Rs. 0.32 crore, purchase of intangible assets of Rs. 0.67 crore, receipt from sale of intangible assets of Rs. 0.02 crore, purchase of investment properties of Rs. 38.71 crore, receipt from sale of investment properties of Rs. 2.13 crore, interest received of Rs. 162.45 crore and dividend received of Rs. 0.32 crore. Reported under net cash flow from financing activities (c): receipt from issue of debt securities of Rs. 0.13 crore, repayment of debt securities of Rs. 0 crore, receipt from issue of subordinated liabilities of Rs. 0 crore, repayment of subordinated liabilities of Rs. 0 crore, receipt from issue of shares of Rs. 0 crore, dividends paid of Rs. 0 crore, interest paid of Rs. 50 crore and other receipt/payment of Rs. 0 crore.

MBL quarterly for Q3 2082/83

In the quarter Q3 2082/83, Machhapuchhre Bank Limited reported net interest income of Rs. 145.83 crore, net fee and commission income of Rs. 40.78 crore, net trading income of Rs. 15.81 crore, other operating income of Rs. 8.55 crore, total operating income of Rs. 210.97 crore, impairment charge/(reversal) of Rs. 9.89 crore, net operating income of Rs. 201.08 crore, operating expenses of Rs. 105.93 crore, operating profit of Rs. 95.15 crore, non-operating income/(expense) of Rs. 1.83 crore, profit before income tax of Rs. 93.32 crore, income tax expense of Rs. 27.94 crore and profit for the year of Rs. 65.38 crore.

Reported under net interest income: interest income of Rs. 328.29 crore and interest expense of Rs. 182.46 crore. Reported under net fee and commission income: fee and commission income of Rs. 51.32 crore and fee and commission expense of Rs. 10.53 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 67.44 crore, other operating expenses of Rs. 32.32 crore and depreciation & amortisation of Rs. 6.17 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.01 crore and non-operating expense of Rs. 1.84 crore. Reported under income tax expense: current tax of Rs. 25.37 crore and deferred tax of Rs. 2.57 crore.

MBL quarterly for Q2 2082/83

In the quarter Q2 2082/83, Machhapuchhre Bank Limited reported net interest income of Rs. 148.24 crore, net fee and commission income of Rs. 37.62 crore, net trading income of Rs. 9.46 crore, other operating income of Rs. 9.32 crore, total operating income of Rs. 204.63 crore, impairment charge/(reversal) of Rs. 11.34 crore, net operating income of Rs. 193.29 crore, operating expenses of Rs. 102.97 crore, operating profit of Rs. 90.32 crore, non-operating income/(expense) of Rs. 1.1 crore, profit before income tax of Rs. 89.22 crore, income tax expense of Rs. 26.88 crore and profit for the year of Rs. 62.34 crore.

Reported under net interest income: interest income of Rs. 336.73 crore and interest expense of Rs. 188.49 crore. Reported under net fee and commission income: fee and commission income of Rs. 44.79 crore and fee and commission expense of Rs. 7.17 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 67.64 crore, other operating expenses of Rs. 29.14 crore and depreciation & amortisation of Rs. 6.19 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0.53 crore and non-operating expense of Rs. 1.63 crore. Reported under income tax expense: current tax of Rs. 25.17 crore and deferred tax of Rs. 1.71 crore.

MBL quarterly for Q1 2082/83

In the quarter Q1 2082/83, Machhapuchhre Bank Limited reported net interest income of Rs. 146.13 crore, net fee and commission income of Rs. 48.28 crore, net trading income of Rs. 7.9 crore, other operating income of Rs. 5.89 crore, total operating income of Rs. 208.2 crore, impairment charge/(reversal) of Rs. 46.09 crore, net operating income of Rs. 162.11 crore, operating expenses of Rs. 101.96 crore, operating profit of Rs. 60.15 crore, non-operating income/(expense) of Rs. 0.14 crore, profit before income tax of Rs. 60.02 crore, income tax expense of Rs. 18.05 crore and profit for the year of Rs. 41.97 crore.

Reported under net interest income: interest income of Rs. 348.74 crore and interest expense of Rs. 202.61 crore. Reported under net fee and commission income: fee and commission income of Rs. 52.54 crore and fee and commission expense of Rs. 4.26 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 71.4 crore, other operating expenses of Rs. 24.2 crore and depreciation & amortisation of Rs. 6.36 crore. Reported under non-operating income/(expense): non-operating income of Rs. 0 crore and non-operating expense of Rs. 0.14 crore. Reported under income tax expense: current tax of Rs. 23.02 crore and deferred tax of Rs. 4.97 crore.

MBL quarterly for Q4 2081/82

In the quarter Q4 2081/82, Machhapuchhre Bank Limited reported net interest income of Rs. 150.7 crore, net fee and commission income of Rs. 33.98 crore, net trading income of Rs. 7.47 crore, other operating income of Rs. 2.63 crore, total operating income of Rs. 189.52 crore, impairment charge/(reversal) of Rs. 36.19 crore, net operating income of Rs. 225.71 crore, operating expenses of Rs. 97.71 crore, operating profit of Rs. 128 crore, non-operating income/(expense) of Rs. 5.7 crore, profit before income tax of Rs. 133.7 crore, income tax expense of Rs. 42.54 crore and profit for the year of Rs. 91.16 crore.

Reported under net interest income: interest income of Rs. 363.6 crore and interest expense of Rs. 212.9 crore. Reported under net fee and commission income: fee and commission income of Rs. 47.05 crore and fee and commission expense of Rs. 13.08 crore. Reported under operating expenses: operating expense - personnel expenses of Rs. 66.51 crore, other operating expenses of Rs. 7.45 crore and depreciation & amortisation of Rs. 23.76 crore. Reported under non-operating income/(expense): non-operating income of Rs. 4.65 crore and non-operating expense of Rs. 1.05 crore. Reported under income tax expense: current tax of Rs. 25.98 crore and deferred tax of Rs. 16.56 crore.

MBL Profit & Loss

Values in Rs. Crore unless stated otherwise.

MBL Balance Sheet

Values in Rs. Crore unless stated otherwise.

MBL Cash Flow

Values in Rs. Crore unless stated otherwise.

MBL Quarterly Results

Values in Rs. Crore unless stated otherwise.

Machhapuchhre Bank share price history

Over the last 15 trading sessions MBL closed between Rs. 247.80 and Rs. 264.30, finishing at Rs. 262.50 on 2026-10-12 against Rs. 260.80 on 2026-09-18.

MBL share price by year

2026, between Rs. 215.70 and Rs. 284.00, 2025, between Rs. 200.58 and Rs. 261.63, 2024, between Rs. 151.73 and Rs. 283.65, 2023, between Rs. 172.12 and Rs. 240.17, 2022, between Rs. 168.88 and Rs. 297.29 and 2021, between Rs. 185.01 and Rs. 340.81.

Machhapuchhre Bank share price returns

At Rs. 262.50 on 2026-10-12, MBL is up 2.94% over 1 week, up 4.58% over 1 month, up 6.32% over 3 months, up 4.54% over 6 months, up 24.17% over 1 year and down 9.21% over 5 years. Each return compares that close with the last close on or before the same date in the earlier period.

MBL floorsheet for 2026-10-12

MBL traded 345 times on 2026-10-12, moving 2,26,697 shares for Rs. 5.93 crore of turnover. Trades went through between Rs. 254.00 and Rs. 265.00.

Largest buyers by volume: broker 77, Nabil Stock Dealer Limited on 71,806 shares across 108 trades, broker 44, Dynamic Money Managers Securities Pvt.Ltd on 58,673 shares across 62 trades, broker 60, Nagarik Stock Dealer Company Ltd. on 15,000 shares across 7 trades, broker 64, Sun Securities Pvt. Ltd on 13,510 shares across 21 trades, broker 94, K.B.L. Securities Limited on 12,000 shares across 15 trades, broker 17, ABC Securities Pvt. Limited on 11,500 shares across 10 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 7,650 shares across 9 trades, broker 25, Sweta Securities Pvt. Limited on 6,254 shares across 18 trades, broker 22, Siprabi Securities Pvt. Limited on 5,759 shares across 8 trades and broker 85, Capital Hub P. Ltd on 4,000 shares across 4 trades.

Largest sellers by volume: broker 65, Sharepro Securities Private Limited on 40,697 shares across 12 trades, broker 33, Dakshinkali Investment Securities Pvt.Limited on 15,447 shares across 22 trades, broker 14, Nepal Stock House Pvt. Limited on 12,566 shares across 19 trades, broker 42, Sani Securities Company Limited on 10,803 shares across 14 trades, broker 83, Sanima Securities Limited on 10,676 shares across 7 trades, broker 52, Sundhara Securities Limited on 10,532 shares across 12 trades, broker 34, Vision Securities Pvt.Limited on 10,078 shares across 24 trades, broker 45, Imperial Securities Co. Limited on 9,483 shares across 15 trades, broker 1, Kumari Securities Pvt. Limited on 8,385 shares across 10 trades and broker 41, Linch Stock Market Limited on 6,620 shares across 9 trades.

MBL dividend history: bonus shares and cash dividend

Machhapuchhre Bank Limited most recently declared a 3% bonus share issue and a 3% cash dividend, 6% in total for 2082/2083, announced on 2026-09-21. Percentages are of paid up value. Declared, not necessarily paid: a dividend is subject to the annual general meeting approving it.

For 2082/2083 Machhapuchhre Bank Limited declared a 3% bonus share issue and a 3% cash dividend, 6% in total, announced on 2026-09-21.

For 2081/2082 Machhapuchhre Bank Limited declared a 4% bonus share issue and a 4% cash dividend, 8% in total, announced on 2025-09-05.

For 2079/2080 Machhapuchhre Bank Limited declared a 13.3% bonus share issue, announced on 2023-10-30.

MBL general meetings

Annual and special general meetings Machhapuchhre Bank Limited has called. A dividend is declared by the board and approved at the AGM.

• 28th AGM for 2082/2083: on 2026-10-14, at Hotel Pokhara Grande, Pardi, Pokhara, Kaski ( 11:00 AM)
• 27th AGM for 2081/2082: on 2025-09-26, at Hotel Pokhara Grande, Pardi, Pokhara, Kaski (11:00 AM) (Attendance Book will be kept open from 10:00 AM onwards)
• 26th AGM for 2080/2081: on 2025-01-12, at Hotel Pokhara Grande, Pardi, Pokhara, Kaski (11:00 AM)

6 years of annual statements and 11 quarters of results for MBL, with charts and peer comparison, are free on NepView.

New to these statements? How to read a profit and loss statement, How to read a balance sheet, How to read a cash flow statement, How to read quarterly results.

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